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Near-field communication

Near-field communication (NFC) is a set of communication protocols that enables communication between two electronic devices over a distance of 4 cm (112 in) or less.[1] NFC offers a low-speed connection through a simple setup that can be used to bootstrap more capable wireless connections.[2] Like other "proximity card" technologies, NFC is based on inductive coupling between two so-called antennas present on NFC-enabled devices—for example a smartphone and a printer—communicating in one or both directions, using a frequency of 13.56 MHz in the globally available unlicensed radio frequency ISM band using the ISO/IEC 18000-3 air interface standard at data rates ranging from 106 to 424 kbit/s.

The Secure Element chip, an NFC chip that contains data such as the Secure Element identifier (SEID) for secure transactions. This chip is commonly found in smartphones and other NFC devices.

The standards were provided by the NFC Forum.[3] The forum was responsible for promoting the technology and setting standards and certifies device compliance. Secure communications are available by applying encryption algorithms as is done for credit cards[4] and if they fit the criteria for being considered a personal area network.[5]

NFC standards cover communications protocols and data exchange formats and are based on existing radio-frequency identification (RFID) standards including ISO/IEC 14443 and FeliCa.[6] The standards include ISO/IEC 18092[7] and those defined by the NFC Forum. In addition to the NFC Forum, the GSMA group defined a platform for the deployment of GSMA NFC Standards[8] within mobile handsets. GSMA's efforts include Trusted Services Manager,[9][10] Single Wire Protocol, testing/certification and secure element.[11] NFC-enabled portable devices can be provided with application software, for example to read electronic tags or make payments when connected to an NFC-compliant system. These are standardized to NFC protocols, replacing proprietary technologies used by earlier systems.

A patent licensing program for NFC is under deployment by France Brevets, a patent fund created in 2011. This program was under development by Via Licensing Corporation, an independent subsidiary of Dolby Laboratories, and was terminated in May 2012.[12] A platform-independent free and open source NFC library, libnfc, is available under the GNU Lesser General Public License.[13][14]

Present and anticipated applications include contactless transactions, data exchange and simplified setup of more complex communications such as Wi-Fi.[15] In addition, when one of the connected devices has Internet connectivity, the other can exchange data with online services.[citation needed]

History

NFC is rooted in radio-frequency identification technology (known as RFID) which allows compatible hardware to both supply power to and communicate with an otherwise unpowered and passive electronic tag using radio waves. This is used for identification, authentication and tracking. Similar ideas in advertising and industrial applications were not generally successful commercially, outpaced by technologies such as QR codes, barcodes and UHF RFID tags.[citation needed]

  • May 17, 1983: The first patent to be associated with the abbreviation "RFID" was granted to Charles Walton.[16]
  • 1997: Early form patented and first used in Star Wars character toys for Hasbro. The patent was originally held by Andrew White and Marc Borrett at Innovision Research and Technology (Patent WO9723060). The device allowed data communication between two units in close proximity.[17]
  • March 25, 2002: Philips and Sony agreed to establish a technology specification and created a technical outline.[18] Philips Semiconductors applied for the six fundamental patents of NFC, invented by the Austrian and French engineers Franz Amtmann and Philippe Maugars who received the European Inventor Award in 2015.[19]
  • December 8, 2003: NFC was approved as an ISO/IEC standard and later as an ECMA standard.
  • 2004: Nokia, Philips and Sony established the NFC Forum[20]
  • 2004: Nokia launched NFC shell add-on for Nokia 5140 and later Nokia 3220 models, to be shipped in 2005.[21][22]
  • 2005: Mobile phone experimentations in transports, with payment in May in Hanau (Nokia) and as well validation aboard in October in Nice with Orange and payment in shops in October in Caen (Samsung) with first reception of "Fly Tag" informations[23][24][25]
  • 2006: Initial specifications for NFC Tags[26]
  • 2006: Specification for "SmartPoster" records[27]
  • 2007: Innovision’s NFC tags used in the first consumer trial in the UK, in the Nokia 6131 handset.[28]
  • 2008: AirTag launched what it called the first NFC SDK.[29]
  • 2009: In January, NFC Forum released Peer-to-Peer standards to transfer contacts, URLs, initiate Bluetooth, etc.[30]
  • 2009: NFC first used in transports by China Unicom and Yucheng Transportation Card in the tramways and bus of Chongqing on 19 January 2009,[31] then implemented for the first time in a metro network, by China Unicom in Beijing on 31 December 2010.[32]
  • 2010: Innovision released a suite of designs and patents for low cost, mass-market mobile phones and other devices.[33]
  • 2010: Nokia C7: First NFC-capable smartphone released.[34] NFC feature was enabled by software update in early 2011.[35]
  • 2010: Samsung Nexus S: First Android NFC phone shown[36][37]
  • May 21, 2010: Nice, France launches, with "Cityzi", the "Nice City of contactless mobile" project, the first in Europe to provide inhabitants with NFC bank cards and mobile phones (like Samsung Player One S5230), and a "bouquet of services" covering transportation (tramways and bus), tourism and student's services[38][39][40]
  • 2011: Google I/O "How to NFC" demonstrates NFC to initiate a game and to share a contact, URL, app or video.[41]
  • 2011: NFC support becomes part of the Symbian mobile operating system with the release of Symbian Anna version.[42]
  • 2011: Research In Motion devices are the first ones certified by MasterCard Worldwide for their PayPass service[43]
  • 2012: UK restaurant chain EAT. and Everything Everywhere (Orange Mobile Network Operator), partner on the UK's first nationwide NFC-enabled smartposter campaign. A dedicated mobile phone app is triggered when the NFC-enabled mobile phone comes into contact with the smartposter.[44]
  • 2012: Sony introduced NFC "Smart Tags" to change modes and profiles on a Sony smartphone at close range, included with the Sony Xperia P Smartphone released the same year.[45]
  • 2013: Samsung and VISA announce their partnership to develop mobile payments.
  • 2013: IBM scientists, in an effort to curb fraud and security breaches, develop an NFC-based mobile authentication security technology. This technology works on similar principles to dual-factor authentication security.[46]
  • October 2014: Dinube becomes the first non-card payment network [47][48] to introduce NFC contactless payments natively on a mobile device, i.e. no need for an external case attached or NFC 'sticker' nor for a card. Based on Host card emulation with its own application identifier (AID),[49] contactless payment was available on Android KitKat upwards and commercial release commenced in June 2015.[50]
  • 2014: AT&T, Verizon and T-Mobile released Softcard (formerly ISIS mobile wallet). It runs on NFC-enabled Android phones and iPhone 4 and iPhone 5 when an external NFC case is attached. The technology was purchased by Google and the service ended on March 31, 2015.
  • November 2015: Swatch and Visa Inc. announced a partnership to enable NFC financial transactions using the "Swatch Bellamy" wristwatch. The system is currently online in Asia, through a partnership with China UnionPay and Bank of Communications. The partnership will bring the technology to the US, Brazil, and Switzerland.[51]
  • November 2015: Google’s Android Pay function was launched, a direct rival to Apple Pay, and its roll-out across the US commenced.[52]

Ultrawide Band (UWB) another radio technology has been hailed as a future possible alternatives to NFC technology due to further distances of data transmission, as well as Bluetooth and wireless technology.[53]

Design

NFC is a set of short-range wireless technologies, typically requiring a separation of 10 cm or less. NFC operates at 13.56 MHz on ISO/IEC 18000-3 air interface and at rates ranging from 106 kbit/s to 424 kbit/s. NFC always involves an initiator and a target; the initiator actively generates an RF field that can power a passive target. This enables NFC targets to take very simple form factors such as unpowered tags, stickers, key fobs, or cards. NFC peer-to-peer communication is possible, provided both devices are powered.[54]

NFC tags contain data and are typically read-only, but may be writable. They can be custom-encoded by their manufacturers or use NFC Forum specifications. The tags can securely store personal data such as debit and credit card information, loyalty program data, PINs and networking contacts, among other information. The NFC Forum defines four types of tags that provide different communication speeds and capabilities in terms of configurability, memory, security, data retention and write endurance.

As with proximity card technology, NFC uses inductive coupling between two nearby loop antennas effectively forming an air-core transformer. Because the distances involved are tiny compared to the wavelength of electromagnetic radiation (radio waves) of that frequency (about 22 metres), the interaction is described as near field. An alternating magnetic field is the main coupling factor and almost no power is radiated in the form of radio waves (which are electromagnetic waves, also involving an oscillating electric field); that minimises interference between such devices and any radio communications at the same frequency or with other NFC devices much beyond its intended range. NFC operates within the globally available and unlicensed radio frequency ISM band of 13.56 MHz. Most of the RF energy is concentrated in the ±7 kHz bandwidth allocated for that band, but the emission's spectral width can be as wide as 1.8 MHz[55] in order to support high data rates.

Working distance with compact standard antennas and realistic power levels could be up to about 20 cm (but practically speaking, working distances never exceed 10 cm). Note that because the pickup antenna may be quenched in an eddy current by nearby metallic surfaces, the tags may require a minimum separation from such surfaces.[56]

The ISO/IEC 18092 standard supports data rates of 106, 212 or 424 kbit/s.

The communication takes place between an active "initiator" device and a target device which may either be:

Passive
The initiator device provides a carrier field and the target device, acting as a transponder, communicates by modulating the incident field. In this mode, the target device may draw its operating power from the initiator-provided magnetic field.
Active
Both initiator and target device communicate by alternately generating their own fields. A device stops transmitting in order to receive data from the other. This mode requires that both devices include power supplies.
Speed (kbit/s) Active device Passive device
424 Man, 10% ASK Man, 10% ASK
212 Man, 10% ASK Man, 10% ASK
106 Modified Miller, 100% ASK Man, 10% ASK

NFC employs two different codings to transfer data. If an active device transfers data at 106 kbit/s, a modified Miller coding with 100% modulation is used. In all other cases Manchester coding is used with a modulation ratio of 10%.

Every active NFC device can work in one or more of three modes:

NFC card emulation
Enables NFC-enabled devices such as smartphones to act like smart cards, allowing users to perform transactions such as payment or ticketing. See Host card emulation
NFC reader/writer
Enables NFC-enabled devices to read information stored on inexpensive NFC tags embedded in labels or smart posters.
NFC peer-to-peer
Enables two NFC-enabled devices to communicate with each other to exchange information in an ad hoc fashion.

NFC tags are passive data stores which can be read, and under some circumstances written to, by an NFC device. They typically contain data (as of 2015 between 96 and 8,192 bytes) and are read-only in normal use, but may be rewritable. Applications include secure personal data storage (e.g. debit or credit card information, loyalty program data, personal identification numbers (PINs), contacts). NFC tags can be custom-encoded by their manufacturers or use the industry specifications.

Security

Although the range of NFC is limited to a few centimeters, standard plain NFC is not protected against eavesdropping and can be vulnerable to data modifications. Applications may use higher-layer cryptographic protocols to establish a secure channel.

The RF signal for the wireless data transfer can be picked up with antennas. The distance from which an attacker is able to eavesdrop the RF signal depends on multiple parameters, but is typically less than 10 meters.[57] Also, eavesdropping is highly affected by the communication mode. A passive device that doesn't generate its own RF field is much harder to eavesdrop on than an active device. An attacker can typically eavesdrop within 10 m of an active device and 1 m for passive devices.[58]

Because NFC devices usually include ISO/IEC 14443 protocols, relay attacks are feasible.[59][60][page needed] For this attack the adversary forwards the request of the reader to the victim and relays its answer to the reader in real time, pretending to be the owner of the victim's smart card. This is similar to a man-in-the-middle attack.[59] One libnfc code example demonstrates a relay attack using two stock commercial NFC devices. This attack can be implemented using only two NFC-enabled mobile phones.[61]

Standards

 
NFC Protocol stack overview

NFC standards cover communications protocols and data exchange formats, and are based on existing RFID standards including ISO/IEC 14443 and FeliCa.[6] The standards include ISO/IEC 18092[7] and those defined by the NFC Forum.

ISO/IEC

NFC is standardized in ECMA-340 and ISO/IEC 18092. These standards specify the modulation schemes, coding, transfer speeds and frame format of the RF interface of NFC devices, as well as initialization schemes and conditions required for data collision-control during initialization for both passive and active NFC modes. They also define the transport protocol, including protocol activation and data-exchange methods. The air interface for NFC is standardized in:

  • ISO/IEC 18092 / ECMA-340—Near Field Communication Interface and Protocol-1 (NFCIP-1)[62]
  • ISO/IEC 21481 / ECMA-352—Near Field Communication Interface and Protocol-2 (NFCIP-2)[63]

NFC incorporates a variety of existing standards including ISO/IEC 14443 Type A and Type B, and FeliCa. NFC-enabled phones work at a basic level with existing readers. In "card emulation mode" an NFC device should transmit, at a minimum, a unique ID number to a reader. In addition, NFC Forum defined a common data format called NFC Data Exchange Format (NDEF) that can store and transport items ranging from any MIME-typed object to ultra-short RTD-documents,[64] such as URLs. The NFC Forum added the Simple NDEF Exchange Protocol (SNEP) to the spec that allows sending and receiving messages between two NFC devices.[65]

GSMA

The GSM Association (GSMA) is a trade association representing nearly 800 mobile telephony operators and more than 200 product and service companies across 219 countries. Many of its members have led NFC trials and are preparing services for commercial launch.[66]

GSM is involved with several initiatives:

  • Standards: GSMA is developing certification and testing standards to ensure global interoperability of NFC services.[66]
  • Pay-Buy-Mobile initiative: Seeks to define a common global approach to using NFC technology to link mobile devices with payment and contactless systems.[67][68]
  • On November 17, 2010, after two years of discussions, AT&T, Verizon and T-Mobile launched a joint venture to develop a platform through which point of sale payments could be made using NFC in cell phones. Initially known as Isis Mobile Wallet and later as Softcard, the venture was designed to usher in broad deployment of NFC technology, allowing their customers' NFC-enabled cell phones to function similarly to credit cards throughout the US. Following an agreement with—and IP purchase by—Google, the Softcard payment system was shuttered in March, 2015, with an endorsement for its earlier rival, Google Wallet.[69]

StoLPaN

StoLPaN (Store Logistics and Payment with NFC) is a pan-European consortium supported by the European Commission's Information Society Technologies program. StoLPaN will examine the potential for NFC local wireless mobile communication.[70]

NFC Forum

NFC Forum is a non-profit industry association formed on March 18, 2004, by NXP Semiconductors, Sony and Nokia to advance the use of NFC wireless interaction in consumer electronics, mobile devices and PCs. Standards include the four distinct tag types that provide different communication speeds and capabilities covering flexibility, memory, security, data retention and write endurance. NFC Forum promotes implementation and standardization of NFC technology to ensure interoperability between devices and services. As of January 2020, the NFC Forum had over 120 member companies.[71]

NFC Forum promotes NFC and certifies device compliance[4] and whether it fits in a personal area network.[4]

Other standardization bodies

GSMA defined a platform for the deployment of GSMA NFC Standards[8] within mobile handsets. GSMA's efforts include,[72] Single Wire Protocol, testing and certification and secure element.[11] The GSMA standards surrounding the deployment of NFC protocols (governed by NFC Forum) on mobile handsets are neither exclusive nor universally accepted. For example, Google's deployment of Host Card Emulation on Android KitKat provides for software control of a universal radio. In this HCE Deployment[73] the NFC protocol is leveraged without the GSMA standards.

Other standardization bodies involved in NFC include:

  • ETSI / SCP (Smart Card Platform) to specify the interface between the SIM card and the NFC chipset.
  • EMVCo for the impacts on the EMV payment applications

Applications

 
N-Mark Logo for NFC-enabled devices

NFC allows one- and two-way communication between endpoints, suitable for many applications.

NFC devices can act as electronic identity documents and keycards.[2] They are used in contactless payment systems and allow mobile payment replacing or supplementing systems such as credit cards and electronic ticket smart cards. These are sometimes called NFC/CTLS or CTLS NFC, with contactless abbreviated as CTLS. NFC can be used to share small files such as contacts and for bootstrapping fast connections to share larger media such as photos, videos, and other files.[74]

Commerce

NFC devices can be used in contactless payment systems, similar to those used in credit cards and electronic ticket smart cards and allow mobile payment to replace/supplement these systems.

In Android 4.4, Google introduced platform support for secure NFC-based transactions through Host Card Emulation (HCE), for payments, loyalty programs, card access, transit passes and other custom services. HCE allows any Android 4.4 app to emulate an NFC smart card, letting users initiate transactions with their device. Apps can use a new Reader Mode to act as readers for HCE cards and other NFC-based transactions.

On September 9, 2014, Apple announced support for NFC-powered transactions as part of Apple Pay.[75] With the introduction of iOS 11, Apple devices allow third-party developers to read data from NFC tags.[76]

As of 2022, there are five major NFC apps available in the UK: Apple Pay, Google Pay, Samsung Pay, Barclays Contactless Mobile and Fitbit Pay. The UK Finance's UK Payment Markets Summary 2021 looked at Apple Pay, Google Pay and Samsung Pay and found 17.3 million UK adults had registered for mobile payment (up 75% from the year before) and of those, 84% had made a mobile payment.[77]

Bootstrapping other connections

NFC offers a low-speed connection with simple setup that can be used to bootstrap more capable wireless connections.[2] For example, Android Beam software uses NFC to enable pairing and establish a Bluetooth connection when doing a file transfer and then disabling Bluetooth on both devices upon completion.[78] Nokia, Samsung, BlackBerry and Sony[79] have used NFC technology to pair Bluetooth headsets, media players and speakers with one tap.[80] The same principle can be applied to the configuration of Wi-Fi networks. Samsung Galaxy devices have a feature named S-Beam—an extension of Android Beam that uses NFC (to share MAC Address and IP addresses) and then uses Wi-Fi Direct to share files and documents. The advantage of using Wi-Fi Direct over Bluetooth is, that it permits much faster data transfers, running up to 300 Mbit/s.[54]

Social networking

NFC can be used for social networking, for sharing contacts, text messages and forums, links to photos, videos or files[74] and entering multiplayer mobile games.[81]

Identity and access tokens

NFC-enabled devices can act as electronic identity documents found in Passports and ID cards, and keycards for the use in Fare cards, Transit passes, Login Cards, Car key and Access badges .[2] NFC's short range and encryption support make it more suitable than less private RFID systems.

Smartphone automation and NFC tags

NFC-equipped smartphones can be paired with NFC Tags or stickers that can be programmed by NFC apps. These programs can allow a change of phone settings, texting, app launching, or command execution.

Such apps do not rely on a company or manufacturer, but can be utilized immediately with an NFC-equipped smartphone and an NFC tag.[82]

The NFC Forum published the Signature Record Type Definition (RTD) 2.0 in 2015 to add integrity and authenticity for NFC Tags. This specification allows an NFC device to verify tag data and identify the tag author.[83]

Gaming

NFC has been used in video games starting with Skylanders: Spyro's Adventure.[84] These are customizable figurines which contain personal data with each figure, so no two figures are exactly alike. Nintendo's Wii U GamePad was the first console system to include NFC technology out of the box. It was later included in the Nintendo 3DS range (being built into the New Nintendo 3DS/XL and in a separately sold reader which uses Infrared to communicate to older 3DS family consoles). The amiibo range of accessories utilize NFC technology to unlock features.

Sports

Adidas Telstar 18 is a soccer ball that contains an NFC chip within.[85] The chip enables users to interact with the ball using a smartphone.[86]

Bluetooth comparison

Aspect NFC Bluetooth Bluetooth Low Energy
Tag requires power No Yes
Cost of tag US$0.10 US$5.00
RFID compatible ISO/IEC 18000-3 Active
Standardisation body ISO/IEC Bluetooth SIG
Network standard ISO/IEC 13157 etc. was IEEE 802.15.1; now by SIG specs
Network type Point-to-point WPAN
Cryptography Not with RFID Available
Range < 20 cm ≈100 m (class 1) ≈50 m
Frequency 13.56 MHz 2.4–2.5 GHz
Bit rate 424 kbit/s 2.1 Mbit/s 1 Mbit/s
Set-up time < 0.1 s < 6 s < 0.006 s
Current consumption < 15 mA (read) Varies with class < 15 mA (read and transmit)

NFC and Bluetooth are both relatively short-range communication technologies available on mobile phones. NFC operates at slower speeds than Bluetooth and has a much shorter range, but consumes far less power and doesn't require pairing.[87]

NFC sets up more quickly than standard Bluetooth, but has a lower transfer rate than Bluetooth low energy. With NFC, instead of performing manual configurations to identify devices, the connection between two NFC devices is automatically established in less than .1 second. The maximum data transfer rate of NFC (424 kbit/s) is slower than that of Bluetooth V2.1 (2.1 Mbit/s).

NFC's maximum working distance of less than 20 cm reduces the likelihood of unwanted interception, making it particularly suitable for crowded areas that complicate correlating a signal with its transmitting physical device (and by extension, its user).[88]

NFC is compatible with existing passive RFID (13.56 MHz ISO/IEC 18000-3) infrastructures. It requires comparatively low power, similar to the Bluetooth V4.0 low-energy protocol. However, when NFC works with an unpowered device (e.g. on a phone that may be turned off, a contactless smart credit card, a smart poster), the NFC power consumption is greater than that of Bluetooth V4.0 Low Energy, since illuminating the passive tag needs extra power.[87]

Devices

In 2011, handset vendors released more than 40 NFC-enabled handsets with the Android mobile operating system. BlackBerry devices support NFC using BlackBerry Tag on devices running BlackBerry OS 7.0 and greater.[89]

MasterCard added further NFC support for PayPass for the Android and BlackBerry platforms, enabling PayPass users to make payments using their Android or BlackBerry smartphones.[90] A partnership between Samsung and Visa added a 'payWave' application on the Galaxy S4 smartphone.[91]

In 2012, Microsoft added native NFC functionality in their mobile OS with Windows Phone 8, as well as the Windows 8 operating system. Microsoft provides the "Wallet hub" in Windows Phone 8 for NFC payment, and can integrate multiple NFC payment services within a single application.[92]

In 2014, iPhone 6 was released from Apple to support NFC.[93] and since September 2019 in iOS 13 Apple now allows NFC tags to be read out as well as labeled using an NFC app.[citation needed]

Deployments

As of April 2011, hundreds of NFC trials had been conducted. Some firms moved to full-scale service deployments, spanning one or more countries. Multi-country deployments include Orange's rollout of NFC technology to banks, retailers, transport, and service providers in multiple European countries,[40] and Airtel Africa and Oberthur Technologies deploying to 15 countries throughout Africa.[94]

  • China Telecom (China's 3rd largest mobile operator) made its NFC rollout in November 2013. The company signed up multiple banks to make their payment apps available on its SIM Cards. China telecom stated that the wallet would support coupons, membership cards, fuel cards and boarding passes. The company planned to achieve targets of rolling out 40 NFC phone models and 30 Mn NFC SIMs by 2014.
  • Softcard (formerly Isis Mobile Wallet), a joint venture from Verizon Wireless, AT&T and T-Mobile, focuses on in-store payments making use of NFC technology. After doing pilots in some regions, they launched across the US.
  • Vodafone launched the NFC-based Vodafone SmartPass mobile payment service in Spain in partnership with Visa. It enables consumers with an NFC-enabled SIM card in a mobile device to make contactless payments via their SmartPass credit balance at any POS.
  • OTI, an Israeli company that designs and develops contactless microprocessor-based smart card technology, contracted to supply NFC-readers to one of its channel partners in the US. The partner was required to buy $10MM worth of OTI NFC readers over 3 years.
  • Rogers Communications launched virtual wallet Suretap to enable users to make payments with their phone in Canada in April 2014. Suretap users can load up gift cards and prepaid MasterCards from national retailers.[95]
  • Sri Lanka's first workforce smart card uses NFC.
  • As of December 13, 2013 Tim Hortons TimmyME BlackBerry 10 Application allowed users to link their prepaid Tim Card to the app, allowing payment by tapping the NFC-enabled device to a standard contactless terminal.[96]
  • Google Wallet allows consumers to store credit card and store loyalty card information in a virtual wallet and then use an NFC-enabled device at terminals that also accept MasterCard PayPass transactions.[97]
  • Germany,[98] Austria,[99] Finland,[100] New Zealand,[101] Italy,[102] Iran,[103] Turkey[104] and Greece[105] trialed NFC ticketing systems for public transport. The Lithuanian capital of Vilnius fully replaced paper tickets for public transportation with ISO/IEC 14443 Type A cards on July 1, 2013.[106]
  • NFC sticker-based payments in Australia's Bankmecu and card issuer Cuscal completed an NFC payment sticker trial, enabling consumers to make contactless payments at Visa payWave terminals using a smart sticker stuck to their phone.
  • India was implementing NFC-based transactions in box offices for ticketing purposes.[107]
  • A partnership of Google and Equity Bank in Kenya introduced NFC payment systems for public transport in the Capital city Nairobi under the branding BebaPay.
  • January 2019 saw the start of trial using NFC-enabled Android mobile phones to pay public transport fares in Victoria, Australia.[108]

See also

Notes

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References

  • Ortiz, C. Enrique (June 2008). "An Introduction to Near-Field Communication and the Contactless Communication API". from the original on 2017-06-20. Retrieved 2017-05-11.
  • Kasper, Timo; Dario Carluccio; Christof Paar (May 2007). An embedded system for practical security analysis of contactless smartcards (PDF). Lecture Notes in Computer Science. Vol. 4462. Workshop in Information Security Theory and Practices 2007, Heraklion, Crete, Greece. pp. 150–60. doi:10.1007/978-3-540-72354-7_13. ISBN 978-3-540-72353-0. (PDF) from the original on 2017-08-09. Retrieved 2017-05-11.{{cite book}}: CS1 maint: location (link)

External links

  • A summary video of near-field communication

near, field, communication, confused, with, communication, protocols, that, enables, communication, between, electronic, devices, over, distance, less, offers, speed, connection, through, simple, setup, that, used, bootstrap, more, capable, wireless, connectio. Not to be confused with NFT Near field communication NFC is a set of communication protocols that enables communication between two electronic devices over a distance of 4 cm 11 2 in or less 1 NFC offers a low speed connection through a simple setup that can be used to bootstrap more capable wireless connections 2 Like other proximity card technologies NFC is based on inductive coupling between two so called antennas present on NFC enabled devices for example a smartphone and a printer communicating in one or both directions using a frequency of 13 56 MHz in the globally available unlicensed radio frequency ISM band using the ISO IEC 18000 3 air interface standard at data rates ranging from 106 to 424 kbit s The Secure Element chip an NFC chip that contains data such as the Secure Element identifier SEID for secure transactions This chip is commonly found in smartphones and other NFC devices The standards were provided by the NFC Forum 3 The forum was responsible for promoting the technology and setting standards and certifies device compliance Secure communications are available by applying encryption algorithms as is done for credit cards 4 and if they fit the criteria for being considered a personal area network 5 NFC standards cover communications protocols and data exchange formats and are based on existing radio frequency identification RFID standards including ISO IEC 14443 and FeliCa 6 The standards include ISO IEC 18092 7 and those defined by the NFC Forum In addition to the NFC Forum the GSMA group defined a platform for the deployment of GSMA NFC Standards 8 within mobile handsets GSMA s efforts include Trusted Services Manager 9 10 Single Wire Protocol testing certification and secure element 11 NFC enabled portable devices can be provided with application software for example to read electronic tags or make payments when connected to an NFC compliant system These are standardized to NFC protocols replacing proprietary technologies used by earlier systems A patent licensing program for NFC is under deployment by France Brevets a patent fund created in 2011 This program was under development by Via Licensing Corporation an independent subsidiary of Dolby Laboratories and was terminated in May 2012 12 A platform independent free and open source NFC library libnfc is available under the GNU Lesser General Public License 13 14 Present and anticipated applications include contactless transactions data exchange and simplified setup of more complex communications such as Wi Fi 15 In addition when one of the connected devices has Internet connectivity the other can exchange data with online services citation needed Contents 1 History 2 Design 3 Security 4 Standards 4 1 ISO IEC 4 2 GSMA 4 3 StoLPaN 4 4 NFC Forum 4 5 Other standardization bodies 5 Applications 5 1 Commerce 5 2 Bootstrapping other connections 5 3 Social networking 5 4 Identity and access tokens 5 5 Smartphone automation and NFC tags 5 6 Gaming 5 7 Sports 6 Bluetooth comparison 7 Devices 8 Deployments 9 See also 10 Notes 11 References 12 External linksHistory EditThis section is in list format but may read better as prose You can help by converting this section if appropriate Editing help is available April 2022 NFC is rooted in radio frequency identification technology known as RFID which allows compatible hardware to both supply power to and communicate with an otherwise unpowered and passive electronic tag using radio waves This is used for identification authentication and tracking Similar ideas in advertising and industrial applications were not generally successful commercially outpaced by technologies such as QR codes barcodes and UHF RFID tags citation needed May 17 1983 The first patent to be associated with the abbreviation RFID was granted to Charles Walton 16 1997 Early form patented and first used in Star Wars character toys for Hasbro The patent was originally held by Andrew White and Marc Borrett at Innovision Research and Technology Patent WO9723060 The device allowed data communication between two units in close proximity 17 March 25 2002 Philips and Sony agreed to establish a technology specification and created a technical outline 18 Philips Semiconductors applied for the six fundamental patents of NFC invented by the Austrian and French engineers Franz Amtmann and Philippe Maugars who received the European Inventor Award in 2015 19 December 8 2003 NFC was approved as an ISO IEC standard and later as an ECMA standard 2004 Nokia Philips and Sony established the NFC Forum 20 2004 Nokia launched NFC shell add on for Nokia 5140 and later Nokia 3220 models to be shipped in 2005 21 22 2005 Mobile phone experimentations in transports with payment in May in Hanau Nokia and as well validation aboard in October in Nice with Orange and payment in shops in October in Caen Samsung with first reception of Fly Tag informations 23 24 25 2006 Initial specifications for NFC Tags 26 2006 Specification for SmartPoster records 27 2007 Innovision s NFC tags used in the first consumer trial in the UK in the Nokia 6131 handset 28 2008 AirTag launched what it called the first NFC SDK 29 2009 In January NFC Forum released Peer to Peer standards to transfer contacts URLs initiate Bluetooth etc 30 2009 NFC first used in transports by China Unicom and Yucheng Transportation Card in the tramways and bus of Chongqing on 19 January 2009 31 then implemented for the first time in a metro network by China Unicom in Beijing on 31 December 2010 32 2010 Innovision released a suite of designs and patents for low cost mass market mobile phones and other devices 33 2010 Nokia C7 First NFC capable smartphone released 34 NFC feature was enabled by software update in early 2011 35 2010 Samsung Nexus S First Android NFC phone shown 36 37 May 21 2010 Nice France launches with Cityzi the Nice City of contactless mobile project the first in Europe to provide inhabitants with NFC bank cards and mobile phones like Samsung Player One S5230 and a bouquet of services covering transportation tramways and bus tourism and student s services 38 39 40 2011 Google I O How to NFC demonstrates NFC to initiate a game and to share a contact URL app or video 41 2011 NFC support becomes part of the Symbian mobile operating system with the release of Symbian Anna version 42 2011 Research In Motion devices are the first ones certified by MasterCard Worldwide for their PayPass service 43 2012 UK restaurant chain EAT and Everything Everywhere Orange Mobile Network Operator partner on the UK s first nationwide NFC enabled smartposter campaign A dedicated mobile phone app is triggered when the NFC enabled mobile phone comes into contact with the smartposter 44 2012 Sony introduced NFC Smart Tags to change modes and profiles on a Sony smartphone at close range included with the Sony Xperia P Smartphone released the same year 45 2013 Samsung and VISA announce their partnership to develop mobile payments 2013 IBM scientists in an effort to curb fraud and security breaches develop an NFC based mobile authentication security technology This technology works on similar principles to dual factor authentication security 46 October 2014 Dinube becomes the first non card payment network 47 48 to introduce NFC contactless payments natively on a mobile device i e no need for an external case attached or NFC sticker nor for a card Based on Host card emulation with its own application identifier AID 49 contactless payment was available on Android KitKat upwards and commercial release commenced in June 2015 50 2014 AT amp T Verizon and T Mobile released Softcard formerly ISIS mobile wallet It runs on NFC enabled Android phones and iPhone 4 and iPhone 5 when an external NFC case is attached The technology was purchased by Google and the service ended on March 31 2015 November 2015 Swatch and Visa Inc announced a partnership to enable NFC financial transactions using the Swatch Bellamy wristwatch The system is currently online in Asia through a partnership with China UnionPay and Bank of Communications The partnership will bring the technology to the US Brazil and Switzerland 51 November 2015 Google s Android Pay function was launched a direct rival to Apple Pay and its roll out across the US commenced 52 Ultrawide Band UWB another radio technology has been hailed as a future possible alternatives to NFC technology due to further distances of data transmission as well as Bluetooth and wireless technology 53 Design EditNFC is a set of short range wireless technologies typically requiring a separation of 10 cm or less NFC operates at 13 56 MHz on ISO IEC 18000 3 air interface and at rates ranging from 106 kbit s to 424 kbit s NFC always involves an initiator and a target the initiator actively generates an RF field that can power a passive target This enables NFC targets to take very simple form factors such as unpowered tags stickers key fobs or cards NFC peer to peer communication is possible provided both devices are powered 54 NFC tags contain data and are typically read only but may be writable They can be custom encoded by their manufacturers or use NFC Forum specifications The tags can securely store personal data such as debit and credit card information loyalty program data PINs and networking contacts among other information The NFC Forum defines four types of tags that provide different communication speeds and capabilities in terms of configurability memory security data retention and write endurance As with proximity card technology NFC uses inductive coupling between two nearby loop antennas effectively forming an air core transformer Because the distances involved are tiny compared to the wavelength of electromagnetic radiation radio waves of that frequency about 22 metres the interaction is described as near field An alternating magnetic field is the main coupling factor and almost no power is radiated in the form of radio waves which are electromagnetic waves also involving an oscillating electric field that minimises interference between such devices and any radio communications at the same frequency or with other NFC devices much beyond its intended range NFC operates within the globally available and unlicensed radio frequency ISM band of 13 56 MHz Most of the RF energy is concentrated in the 7 kHz bandwidth allocated for that band but the emission s spectral width can be as wide as 1 8 MHz 55 in order to support high data rates Working distance with compact standard antennas and realistic power levels could be up to about 20 cm but practically speaking working distances never exceed 10 cm Note that because the pickup antenna may be quenched in an eddy current by nearby metallic surfaces the tags may require a minimum separation from such surfaces 56 The ISO IEC 18092 standard supports data rates of 106 212 or 424 kbit s The communication takes place between an active initiator device and a target device which may either be Passive The initiator device provides a carrier field and the target device acting as a transponder communicates by modulating the incident field In this mode the target device may draw its operating power from the initiator provided magnetic field Active Both initiator and target device communicate by alternately generating their own fields A device stops transmitting in order to receive data from the other This mode requires that both devices include power supplies Speed kbit s Active device Passive device424 Man 10 ASK Man 10 ASK212 Man 10 ASK Man 10 ASK106 Modified Miller 100 ASK Man 10 ASKNFC employs two different codings to transfer data If an active device transfers data at 106 kbit s a modified Miller coding with 100 modulation is used In all other cases Manchester coding is used with a modulation ratio of 10 Every active NFC device can work in one or more of three modes NFC card emulation Enables NFC enabled devices such as smartphones to act like smart cards allowing users to perform transactions such as payment or ticketing See Host card emulation NFC reader writer Enables NFC enabled devices to read information stored on inexpensive NFC tags embedded in labels or smart posters NFC peer to peer Enables two NFC enabled devices to communicate with each other to exchange information in an ad hoc fashion NFC tags are passive data stores which can be read and under some circumstances written to by an NFC device They typically contain data as of 2015 update between 96 and 8 192 bytes and are read only in normal use but may be rewritable Applications include secure personal data storage e g debit or credit card information loyalty program data personal identification numbers PINs contacts NFC tags can be custom encoded by their manufacturers or use the industry specifications Security EditAlthough the range of NFC is limited to a few centimeters standard plain NFC is not protected against eavesdropping and can be vulnerable to data modifications Applications may use higher layer cryptographic protocols to establish a secure channel The RF signal for the wireless data transfer can be picked up with antennas The distance from which an attacker is able to eavesdrop the RF signal depends on multiple parameters but is typically less than 10 meters 57 Also eavesdropping is highly affected by the communication mode A passive device that doesn t generate its own RF field is much harder to eavesdrop on than an active device An attacker can typically eavesdrop within 10 m of an active device and 1 m for passive devices 58 Because NFC devices usually include ISO IEC 14443 protocols relay attacks are feasible 59 60 page needed For this attack the adversary forwards the request of the reader to the victim and relays its answer to the reader in real time pretending to be the owner of the victim s smart card This is similar to a man in the middle attack 59 One libnfc code example demonstrates a relay attack using two stock commercial NFC devices This attack can be implemented using only two NFC enabled mobile phones 61 Standards Edit NFC Protocol stack overview NFC standards cover communications protocols and data exchange formats and are based on existing RFID standards including ISO IEC 14443 and FeliCa 6 The standards include ISO IEC 18092 7 and those defined by the NFC Forum ISO IEC Edit NFC is standardized in ECMA 340 and ISO IEC 18092 These standards specify the modulation schemes coding transfer speeds and frame format of the RF interface of NFC devices as well as initialization schemes and conditions required for data collision control during initialization for both passive and active NFC modes They also define the transport protocol including protocol activation and data exchange methods The air interface for NFC is standardized in ISO IEC 18092 ECMA 340 Near Field Communication Interface and Protocol 1 NFCIP 1 62 ISO IEC 21481 ECMA 352 Near Field Communication Interface and Protocol 2 NFCIP 2 63 NFC incorporates a variety of existing standards including ISO IEC 14443 Type A and Type B and FeliCa NFC enabled phones work at a basic level with existing readers In card emulation mode an NFC device should transmit at a minimum a unique ID number to a reader In addition NFC Forum defined a common data format called NFC Data Exchange Format NDEF that can store and transport items ranging from any MIME typed object to ultra short RTD documents 64 such as URLs The NFC Forum added the Simple NDEF Exchange Protocol SNEP to the spec that allows sending and receiving messages between two NFC devices 65 GSMA Edit The GSM Association GSMA is a trade association representing nearly 800 mobile telephony operators and more than 200 product and service companies across 219 countries Many of its members have led NFC trials and are preparing services for commercial launch 66 GSM is involved with several initiatives Standards GSMA is developing certification and testing standards to ensure global interoperability of NFC services 66 Pay Buy Mobile initiative Seeks to define a common global approach to using NFC technology to link mobile devices with payment and contactless systems 67 68 On November 17 2010 after two years of discussions AT amp T Verizon and T Mobile launched a joint venture to develop a platform through which point of sale payments could be made using NFC in cell phones Initially known as Isis Mobile Wallet and later as Softcard the venture was designed to usher in broad deployment of NFC technology allowing their customers NFC enabled cell phones to function similarly to credit cards throughout the US Following an agreement with and IP purchase by Google the Softcard payment system was shuttered in March 2015 with an endorsement for its earlier rival Google Wallet 69 StoLPaN Edit StoLPaN Store Logistics and Payment with NFC is a pan European consortium supported by the European Commission s Information Society Technologies program StoLPaN will examine the potential for NFC local wireless mobile communication 70 NFC Forum Edit NFC Forum is a non profit industry association formed on March 18 2004 by NXP Semiconductors Sony and Nokia to advance the use of NFC wireless interaction in consumer electronics mobile devices and PCs Standards include the four distinct tag types that provide different communication speeds and capabilities covering flexibility memory security data retention and write endurance NFC Forum promotes implementation and standardization of NFC technology to ensure interoperability between devices and services As of January 2020 the NFC Forum had over 120 member companies 71 NFC Forum promotes NFC and certifies device compliance 4 and whether it fits in a personal area network 4 Other standardization bodies Edit GSMA defined a platform for the deployment of GSMA NFC Standards 8 within mobile handsets GSMA s efforts include 72 Single Wire Protocol testing and certification and secure element 11 The GSMA standards surrounding the deployment of NFC protocols governed by NFC Forum on mobile handsets are neither exclusive nor universally accepted For example Google s deployment of Host Card Emulation on Android KitKat provides for software control of a universal radio In this HCE Deployment 73 the NFC protocol is leveraged without the GSMA standards Other standardization bodies involved in NFC include ETSI SCP Smart Card Platform to specify the interface between the SIM card and the NFC chipset EMVCo for the impacts on the EMV payment applicationsApplications Edit N Mark Logo for NFC enabled devices NFC allows one and two way communication between endpoints suitable for many applications NFC devices can act as electronic identity documents and keycards 2 They are used in contactless payment systems and allow mobile payment replacing or supplementing systems such as credit cards and electronic ticket smart cards These are sometimes called NFC CTLS or CTLS NFC with contactless abbreviated as CTLS NFC can be used to share small files such as contacts and for bootstrapping fast connections to share larger media such as photos videos and other files 74 Commerce Edit NFC devices can be used in contactless payment systems similar to those used in credit cards and electronic ticket smart cards and allow mobile payment to replace supplement these systems In Android 4 4 Google introduced platform support for secure NFC based transactions through Host Card Emulation HCE for payments loyalty programs card access transit passes and other custom services HCE allows any Android 4 4 app to emulate an NFC smart card letting users initiate transactions with their device Apps can use a new Reader Mode to act as readers for HCE cards and other NFC based transactions On September 9 2014 Apple announced support for NFC powered transactions as part of Apple Pay 75 With the introduction of iOS 11 Apple devices allow third party developers to read data from NFC tags 76 As of 2022 there are five major NFC apps available in the UK Apple Pay Google Pay Samsung Pay Barclays Contactless Mobile and Fitbit Pay The UK Finance s UK Payment Markets Summary 2021 looked at Apple Pay Google Pay and Samsung Pay and found 17 3 million UK adults had registered for mobile payment up 75 from the year before and of those 84 had made a mobile payment 77 Bootstrapping other connections Edit NFC offers a low speed connection with simple setup that can be used to bootstrap more capable wireless connections 2 For example Android Beam software uses NFC to enable pairing and establish a Bluetooth connection when doing a file transfer and then disabling Bluetooth on both devices upon completion 78 Nokia Samsung BlackBerry and Sony 79 have used NFC technology to pair Bluetooth headsets media players and speakers with one tap 80 The same principle can be applied to the configuration of Wi Fi networks Samsung Galaxy devices have a feature named S Beam an extension of Android Beam that uses NFC to share MAC Address and IP addresses and then uses Wi Fi Direct to share files and documents The advantage of using Wi Fi Direct over Bluetooth is that it permits much faster data transfers running up to 300 Mbit s 54 Social networking Edit NFC can be used for social networking for sharing contacts text messages and forums links to photos videos or files 74 and entering multiplayer mobile games 81 Identity and access tokens Edit NFC enabled devices can act as electronic identity documents found in Passports and ID cards and keycards for the use in Fare cards Transit passes Login Cards Car key and Access badges 2 NFC s short range and encryption support make it more suitable than less private RFID systems Smartphone automation and NFC tags Edit NFC equipped smartphones can be paired with NFC Tags or stickers that can be programmed by NFC apps These programs can allow a change of phone settings texting app launching or command execution Such apps do not rely on a company or manufacturer but can be utilized immediately with an NFC equipped smartphone and an NFC tag 82 The NFC Forum published the Signature Record Type Definition RTD 2 0 in 2015 to add integrity and authenticity for NFC Tags This specification allows an NFC device to verify tag data and identify the tag author 83 Gaming Edit See also List of gaming NFC platforms NFC has been used in video games starting with Skylanders Spyro s Adventure 84 These are customizable figurines which contain personal data with each figure so no two figures are exactly alike Nintendo s Wii U GamePad was the first console system to include NFC technology out of the box It was later included in the Nintendo 3DS range being built into the New Nintendo 3DS XL and in a separately sold reader which uses Infrared to communicate to older 3DS family consoles The amiibo range of accessories utilize NFC technology to unlock features Sports Edit Adidas Telstar 18 is a soccer ball that contains an NFC chip within 85 The chip enables users to interact with the ball using a smartphone 86 Bluetooth comparison EditAspect NFC Bluetooth Bluetooth Low EnergyTag requires power No YesCost of tag US 0 10 US 5 00RFID compatible ISO IEC 18000 3 ActiveStandardisation body ISO IEC Bluetooth SIGNetwork standard ISO IEC 13157 etc was IEEE 802 15 1 now by SIG specsNetwork type Point to point WPANCryptography Not with RFID AvailableRange lt 20 cm 100 m class 1 50 mFrequency 13 56 MHz 2 4 2 5 GHzBit rate 424 kbit s 2 1 Mbit s 1 Mbit sSet up time lt 0 1 s lt 6 s lt 0 006 sCurrent consumption lt 15 mA read Varies with class lt 15 mA read and transmit NFC and Bluetooth are both relatively short range communication technologies available on mobile phones NFC operates at slower speeds than Bluetooth and has a much shorter range but consumes far less power and doesn t require pairing 87 NFC sets up more quickly than standard Bluetooth but has a lower transfer rate than Bluetooth low energy With NFC instead of performing manual configurations to identify devices the connection between two NFC devices is automatically established in less than 1 second The maximum data transfer rate of NFC 424 kbit s is slower than that of Bluetooth V2 1 2 1 Mbit s NFC s maximum working distance of less than 20 cm reduces the likelihood of unwanted interception making it particularly suitable for crowded areas that complicate correlating a signal with its transmitting physical device and by extension its user 88 NFC is compatible with existing passive RFID 13 56 MHz ISO IEC 18000 3 infrastructures It requires comparatively low power similar to the Bluetooth V4 0 low energy protocol However when NFC works with an unpowered device e g on a phone that may be turned off a contactless smart credit card a smart poster the NFC power consumption is greater than that of Bluetooth V4 0 Low Energy since illuminating the passive tag needs extra power 87 Devices EditMain article List of NFC enabled mobile devices In 2011 handset vendors released more than 40 NFC enabled handsets with the Android mobile operating system BlackBerry devices support NFC using BlackBerry Tag on devices running BlackBerry OS 7 0 and greater 89 MasterCard added further NFC support for PayPass for the Android and BlackBerry platforms enabling PayPass users to make payments using their Android or BlackBerry smartphones 90 A partnership between Samsung and Visa added a payWave application on the Galaxy S4 smartphone 91 In 2012 Microsoft added native NFC functionality in their mobile OS with Windows Phone 8 as well as the Windows 8 operating system Microsoft provides the Wallet hub in Windows Phone 8 for NFC payment and can integrate multiple NFC payment services within a single application 92 In 2014 iPhone 6 was released from Apple to support NFC 93 and since September 2019 in iOS 13 Apple now allows NFC tags to be read out as well as labeled using an NFC app citation needed Deployments EditMain article List of applications of near field communication As of April 2011 update hundreds of NFC trials had been conducted Some firms moved to full scale service deployments spanning one or more countries Multi country deployments include Orange s rollout of NFC technology to banks retailers transport and service providers in multiple European countries 40 and Airtel Africa and Oberthur Technologies deploying to 15 countries throughout Africa 94 China Telecom China s 3rd largest mobile operator made its NFC rollout in November 2013 The company signed up multiple banks to make their payment apps available on its SIM Cards China telecom stated that the wallet would support coupons membership cards fuel cards and boarding passes The company planned to achieve targets of rolling out 40 NFC phone models and 30 Mn NFC SIMs by 2014 Softcard formerly Isis Mobile Wallet a joint venture from Verizon Wireless AT amp T and T Mobile focuses on in store payments making use of NFC technology After doing pilots in some regions they launched across the US Vodafone launched the NFC based Vodafone SmartPass mobile payment service in Spain in partnership with Visa It enables consumers with an NFC enabled SIM card in a mobile device to make contactless payments via their SmartPass credit balance at any POS OTI an Israeli company that designs and develops contactless microprocessor based smart card technology contracted to supply NFC readers to one of its channel partners in the US The partner was required to buy 10MM worth of OTI NFC readers over 3 years Rogers Communications launched virtual wallet Suretap to enable users to make payments with their phone in Canada in April 2014 Suretap users can load up gift cards and prepaid MasterCards from national retailers 95 Sri Lanka s first workforce smart card uses NFC As of December 13 2013 Tim Hortons TimmyME BlackBerry 10 Application allowed users to link their prepaid Tim Card to the app allowing payment by tapping the NFC enabled device to a standard contactless terminal 96 Google Wallet allows consumers to store credit card and store loyalty card information in a virtual wallet and then use an NFC enabled device at terminals that also accept MasterCard PayPass transactions 97 Germany 98 Austria 99 Finland 100 New Zealand 101 Italy 102 Iran 103 Turkey 104 and Greece 105 trialed NFC ticketing systems for public transport The Lithuanian capital of Vilnius fully replaced paper tickets for public transportation with ISO IEC 14443 Type A cards on July 1 2013 106 NFC sticker based payments in Australia s Bankmecu and card issuer Cuscal completed an NFC payment sticker trial enabling consumers to make contactless payments at Visa payWave terminals using a smart sticker stuck to their phone India was implementing NFC based transactions in box offices for ticketing purposes 107 A partnership of Google and Equity Bank in Kenya introduced NFC payment systems for public transport in the Capital city Nairobi under the branding BebaPay January 2019 saw the start of trial using NFC enabled Android mobile phones to pay public transport fares in Victoria Australia 108 See also EditCampus card CIPURSE Device to device EZ link FeliCa Object hyperlinking Poken RuBee Smart keychain TecTiles TransferJetNotes Edit Faulkner Cameron May 9 2017 What is NFC Everything you need to know Tech Radar Archived from the original on May 7 2017 Retrieved November 30 2021 a b c d NFC as Technology Enabler NFC Forum Archived from the original on 22 December 2013 Retrieved 15 June 2011 a href Template Cite web html title Template Cite web cite web a CS1 maint bot original URL status unknown link Home NFC Forum NFC Forum Archived from the original on December 26 2015 Retrieved January 1 2016 a b c About the Forum NFC Forum Archived from the original on 11 May 2012 Retrieved 7 May 2012 Understanding Tokenization PDF Archived PDF from the original on 2020 09 19 Retrieved 2019 04 22 a b Technical Specifications NFC Forum Archived from the original on 4 August 2012 Retrieved 11 December 2011 a b ISO IEC 18092 2004 Information technology 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a href Template Cite book html title Template Cite book cite book a CS1 maint location link External links Edit Wikimedia Commons has media related to Near field communication A summary video of near field communication Retrieved from https en wikipedia org w index php title Near field communication amp oldid 1134280685, wikipedia, wiki, book, books, library,

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