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Wikipedia

Paytm

December 15, 2023

Not to be confused with Paym.

Paytm (acronym for "pay through mobile") is an Indian multinational financial technology company, that specializes in digital payments and financial services, based in Noida.[5] It was founded in 2010 by Vijay Shekhar Sharma under One97 Communications. The company offers mobile payment services to consumers and enables merchants to receive payments through its QR code, Payment Soundbox, Android based-point of sale machine and online payment gateway offerings.[6] In partnership with financial institutions, Paytm offers financial services such as microloans and buy now, pay later to its consumers and merchants.[5] Apart from bill payments and money transfer, the company also provides ticketing services, retail brokerage products and online games.[7][8][9]

Paytm
Paytm headquarters in Noida
One 97 Communications Paytm Ltd.
TypePublic
ISININE982J01020
Industry
FoundedAugust 2010; 13 years ago (2010-08) in New Delhi, India
FounderVijay Shekhar Sharma
Headquarters
Noida, Uttar Pradesh
,
India
Areas served
Key people
  • Vijay Shekhar Sharma (CEO)
Products
Services
Revenue ₹7,990 crore (US$1.0 billion) (FY23)[2]
₹−1,730 crore (US$−220 million) (FY23)[2]
₹−1,568 crore (US$−200 million) (FY23)[2]
Owners
  • Vijay Shekhar Sharma (8.92%)[3]
  • Ant Group (24.88%)
  • SVF India Holdings (Cayman) Ltd (17.46%)
  • Saif Iii Mauritius Company Ltd (10.59%)
  • Axis Trustee Services Ltd (4.77%)
  • Bh International Holdings (2.41%)
  • Canada Pension Plan Investment Board (1.71%)
Members 35 crore
(350 million)[4] (FY19)
ParentOne97 Communications
Websitepaytm.com

Paytm's parent company, One97 Communications, got listed on the Indian stock exchanges on 18 November 2021 after an initial public offering, which was the largest in India at the time.[10] For the fiscal year 2022–23, Paytm's gross merchandise value (GMV) was reported to be ₹13.2 lakh crore (US$170 billion).[11][12][13][14]

History edit

Paytm was founded in August 2010 with an initial investment of US$2 million by its founder Vijay Shekhar Sharma in Noida, Delhi NCR. It started off as a prepaid mobile and DTH recharge platform, and later added debit card, postpaid mobile and landline bill payments in 2013.[15]

In October 2011, Sapphire Ventures (fka SAP Ventures) invested $10 million in One97 Communications Ltd.[16] By January 2014, the company had launched the Paytm Wallet, which the Indian Railways and Uber added as a payment option.[17] It launched into e-commerce with online deals and bus ticketing. In 2015, it added education fees, metro recharges, electricity, gas, and water bill payments.[18] Paytm's registered user base grew from 1.18 crore in August 2014 to 10.4 crore in August 2015. Its travel business crossed $500 million in annualised GMV run rate, with 20 lakh tickets booked per month.[19]

In March 2015, Paytm received its huge stake from Chinese e-commerce company Alibaba Group, after Ant Financial Services Group, an Alibaba Group affiliate, took 40% stock in Paytm as part of a strategic agreement.[20] Soon after, it received backing from Ratan Tata, the MD of Tata Sons.[21] In August 2016, Paytm raised funding from Mountain Capital, one of Taiwan-based MediaTek's investment funds at a valuation of over $5 billion.[22] Also in 2016, it launched movies, events and amusement parks ticketing[23] as well as flight ticket bookings and Paytm QR.[24] Later that year, it launched rail bookings[25] and gift cards.

In May 2017, Paytm received its biggest round of stake by a single investor – SoftBank, thus bringing the company's valuation to an estimated $10 billion.[26] In August 2018, Berkshire Hathaway invested $356 million for 3%- 4% stake in Paytm,[27][28] although Berkshire Hathaway confirmed that Warren Buffett was not involved in the transaction.[29]

In 2017, it became India's first payment app to cross over 10 crore app downloads.[30] The same year, it launched Paytm Gold,[31] a product that allowed users to buy as little as ₹1 of pure gold online. It also launched Paytm Payments Bank[32][33] and ‘Inbox’, a messaging platform with in-chat payments.[34] By 2018, it started allowing merchants to accept Paytm, UPI and card payments directly into their bank accounts at 0% charge.[35][36]) It also launched the ‘Paytm for Business’ app (now called Business with Paytm App), allowing merchants to track their payments and day-to-day settlements.[37] Its merchant base to grow to more than 70 lakh by March 2018. It launched two new wealth management products - Paytm Gold Savings Plan and Gold Gifting for long-term savings.[38][39] In January 2018, it entered into a joint venture with Alibaba Group-owned gaming company AGTech Holdings to launch Gamepind, a mobile gaming platform.[40] It was rebranded as Paytm First Games in June 2019.[41] In March 2018, Paytm Money was started with an investment of ₹9 crore[42][43] for investment and wealth management.[44]

In March 2019, the firm launched a subscription based loyalty program called Paytm First,[45] and in May 2019, it partnered with Citibank to launch Paytm First credit card[46][47] On 25 November 2019, Paytm raised $1 billion in a funding round led by US asset manager T Rowe Price along with existing investors Ant Financial and SoftBank Vision Fund.[48] In July 2020, Tata Starbucks partnered with Paytm allowing its customers to order food online during the COVID-19 pandemic.[49]

In July 2021, One97 Communications filed a draft red herring prospectus with the Securities and Exchange Board of India to launch its initial public offering (IPO).[50][51] It launched its IPO in November 2021, raising ₹18,300 crore (US$2.3 billion) at a valuation of US$20 billion.[52] It was the largest ever IPO in India.[53] The shares began trading on 18 November 2021, opening at ₹1,950 on the NSE, 9.3% below the upper band of the IPO price range, and closed down more than 27% at ₹1,560,[54] making it the biggest drop on a listing day in Indian IPO history.[55]

In December 2021, Paytm launched Paytm Wealth Academy.[56]

Funding and shareholding edit

 
A Paytm KYC point in Kolkata.

Post-IPO shareholding (as of June 2022):[57][58]

Shareholders Shareholding
Vijay Shekhar Sharma 19.42%
Ant Group 13.5%
SVF India Holdings (Cayman) Ltd 17.46%
Saif lii Mauritius Company Ltd 10.59%
Axis Trustee Services Ltd 4.77%
Saif Partners India lv Ltd 4.5%
Bh International Holdings 2.41%
Canada Pension Plan Investment Board 1.71%
Total 75.24%

Investments and acquisitions edit

In 2013, Paytm acquired Plustxt for under $2 million. Plustxt was started by IT graduates Pratyush Prasanna, Parag Arora, Lokesh Chauhan and Lohit V that allowed fast text messaging in any Indian language.[59]

Paytm invested $5 million in auto-rickshaw aggregator and hyperlocal delivery firm Jugnoo in 2015.[60] It also acquired Delhi-based consumer behaviour prediction platform Shifu[61] and local services startup Near.in.[62] In 2016, it invested in logistics startups LogiNext and XpressBees.[63] Healthcare startup QorQL, which uses artificial intelligence (AI) and big data to assist medical care, received investment from Paytm in April 2017[64] In July 2017, it acquired a majority stake in online ticketing and events platform Insider.in,[65] backed by event management company Only Much Louder (OML) and mobile loyalty startup MobiQuest. It also acquired Little and nearbuy.com during 2017.[66] an India-based, hyper-local eCommerce company.In December 2017, nearbuy.com merged with Little App, while raising fresh capital from Paytm.[67] As part of the deal, the competitor companies would merge under the leadership of co-founder and CEO Ankur Warikoo, while Paytm would acquire majority ownership of the merged entity.

The company acquired the startup Cube26 in January 2018 [68] and hotel booking platform NightStay in 2019.[69]

Paytm board has approved a resolution which would allot 47,042 equity shares to 60 employees under its ESOP Scheme 2008 and ESOP Scheme 2019.[70]

In October 2021, Paytm acquired digital lending company CreditMate.[71]

International expansion edit

Japan edit

Main article: PayPay

Paytm established a joint venture with SoftBank and Yahoo Japan, called PayPay Corporation, to offer services in the Japanese market. Paytm launched the PayPay app, a QR-based payment settlement service, in Japan on 22 October 2018.[72]

Canada edit

Paytm Labs Inc. was established in Toronto, Ontario in 2014 as a research and development division.[73] It recently launched a fraud risk management platform called Pi for fintechs and digital marketplaces where transaction value is high.[74][75][76]

Paytm Insider edit

Paytm Insider is a mobile app that helps to book tickets for Cricket matches, live entertainment shows and sports games online.[77][78]

Controversies edit

California-based PayPal filed a case against Paytm in the Indian trademark office for using a logo with a similar colour combination to its own on 18 November 2016.[79]

In May 2018, the Indian investigative news agency Cobrapost released a video of an undercover reporter meeting with Paytm's vice president, Ajay Shekhar Sharma who is the brother of Vijay Shekhar Sharma.[80][81] During the meeting, he reportedly said the company had provided the Indian Government with the personal data of Paytm users in the Indian state of Jammu and Kashmir, violating user's privacy and policies.[82][83] Later, BuzzFeed reported that, Sharma has close ties with India's ruling party Bhartiya Janata Party.[84] Meanwhile, in response, the company tweeted that, it had never shared user's data with third parties, denied the contents in the video, and stated that it had never received requests from law enforcement on Twitter.[85][86] Paytm also stated that any person claiming otherwise "is not aware of the policy and is not authorised to speak on behalf of the company".[87][88]

Paytm has alleged that the Indian telecom companies are not blocking numbers used for phishing activities and sued them for ₹100 crores in the Delhi High Court.[89]

On 18 September 2020, the firm's official app was briefly unlisted from the Google Play Store allegedly due to violations of the Play Store's gambling policy.[90][91] The company claimed that Google did not offer any prior warning or give the company an opportunity to explain its views on the contentious 'cashback' offers while claiming that Google's own payments app Google Pay offered similar 'cashback' offers and suffered no repercussions.[92][93]

In March 2022, the Reserve Bank of India barred Paytm Payments Bank from signing up new customers after an inspection found that the company was leaking customer data to China-based entities which indirectly owned a stake in Paytm Payments Bank.[94]

Charity edit

During the COVID-19 pandemic in India, Paytm contributed ₹10 to every single user who pays to the PM CARES fund via their app; within ten days they had collected ₹100 crores in their app. Their 1,200 employees contributed 15 days or even a few months of their salaries to the fund.[95]

Through their platform, Paytm made 21,000 oxygen concentrators available for people in need,[96] and donated oxygen plants in 13 worst-hit cities to help hospitals get oxygen.[97]

In August 2022, Paytm Foundation partnered with United Nations Environment Program (UNEP) to set up the Air Quality Action Forum (AQAF) to curb air pollution in India.[98]

Awards and recognition edit

  • Paytm won the award for Best UPI App, Most Design User-friendly Fintech App and the Most Innovative Use of Technology at Global Fintech Fest 2022.[99]
  • The Divide: A Social Experiment by Paytm won at the ET Brand Equity Spott Awards 2022 under Social Awareness through Short film/Videos category.[100]
  • Paytm won the Best Unicorn title at BW Businessworld Unicorn Summit and Awards 2022.[101]
  • At the Rural and Urban Development Summit and Awards 2022 presented by the Minister of State for Ministry of Housing and Urban Affairs, Government of India, Paytm won the awards for Most Trusted Brand of the Year and Paytm Soundbox won the award for Best IoT Solution of the Year.[102]
  • Paytm was recognised as the 'Employer of the Future' by the Fortune India magazine.[103]
  • It won the IAMAI's India Digital Award 2021 for Best FinTech Growth Story by the Internet and Mobile Association of India.[104]
  • It was conferred Outstanding Startup of the Year Award at Forbes Leadership Awards 2016.[105]
  • Paytm was awarded the FT Future of Fintech Awards by the Financial Times in 2016.[106]
  • Paytm was announced as the finalist of the Meffys Awards 2015 under the mobile money category.[107]
  • It won the MMA Smarties Award Gold for Mobile App & Silver for mCommerce by the Mobile Marketing Association in 2014.[108]

See also edit

References edit

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External links edit

  • Official website

December 15, 2023
paytm, confused, with, paym, acronym, through, mobile, indian, multinational, financial, technology, company, that, specializes, digital, payments, financial, services, based, noida, founded, 2010, vijay, shekhar, sharma, under, one97, communications, company,. Not to be confused with Paym Paytm acronym for pay through mobile is an Indian multinational financial technology company that specializes in digital payments and financial services based in Noida 5 It was founded in 2010 by Vijay Shekhar Sharma under One97 Communications The company offers mobile payment services to consumers and enables merchants to receive payments through its QR code Payment Soundbox Android based point of sale machine and online payment gateway offerings 6 In partnership with financial institutions Paytm offers financial services such as microloans and buy now pay later to its consumers and merchants 5 Apart from bill payments and money transfer the company also provides ticketing services retail brokerage products and online games 7 8 9 PaytmPaytm headquarters in NoidaTrade nameOne 97 Communications Paytm Ltd TypePublicTraded asNSE PAYTMBSE 543396ISININE982J01020IndustryFinancial technology E commerceFoundedAugust 2010 13 years ago 2010 08 in New Delhi IndiaFounderVijay Shekhar SharmaHeadquartersNoida Uttar Pradesh IndiaAreas servedIndiaJapanKey peopleVijay Shekhar Sharma CEO ProductsPaytm InsiderPaytm Payments BankPaytm MoneyPayPayPaytm InsurancePaytm First Games 1 ServicesPayment systemMobile paymentsRevenue 7 990 crore US 1 0 billion FY23 2 Operating income 1 730 crore US 220 million FY23 2 Net income 1 568 crore US 200 million FY23 2 OwnersVijay Shekhar Sharma 8 92 3 Ant Group 24 88 SVF India Holdings Cayman Ltd 17 46 Saif Iii Mauritius Company Ltd 10 59 Axis Trustee Services Ltd 4 77 Bh International Holdings 2 41 Canada Pension Plan Investment Board 1 71 Members35 crore 350 million 4 FY19 ParentOne97 CommunicationsWebsitepaytm wbr comPaytm s parent company One97 Communications got listed on the Indian stock exchanges on 18 November 2021 after an initial public offering which was the largest in India at the time 10 For the fiscal year 2022 23 Paytm s gross merchandise value GMV was reported to be 13 2 lakh crore US 170 billion 11 12 13 14 Contents 1 History 2 Funding and shareholding 3 Investments and acquisitions 4 International expansion 4 1 Japan 4 2 Canada 5 Paytm Insider 6 Controversies 7 Charity 8 Awards and recognition 9 See also 10 References 11 External linksHistory editPaytm was founded in August 2010 with an initial investment of US 2 million by its founder Vijay Shekhar Sharma in Noida Delhi NCR It started off as a prepaid mobile and DTH recharge platform and later added debit card postpaid mobile and landline bill payments in 2013 15 In October 2011 Sapphire Ventures fka SAP Ventures invested 10 million in One97 Communications Ltd 16 By January 2014 the company had launched the Paytm Wallet which the Indian Railways and Uber added as a payment option 17 It launched into e commerce with online deals and bus ticketing In 2015 it added education fees metro recharges electricity gas and water bill payments 18 Paytm s registered user base grew from 1 18 crore in August 2014 to 10 4 crore in August 2015 Its travel business crossed 500 million in annualised GMV run rate with 20 lakh tickets booked per month 19 In March 2015 Paytm received its huge stake from Chinese e commerce company Alibaba Group after Ant Financial Services Group an Alibaba Group affiliate took 40 stock in Paytm as part of a strategic agreement 20 Soon after it received backing from Ratan Tata the MD of Tata Sons 21 In August 2016 Paytm raised funding from Mountain Capital one of Taiwan based MediaTek s investment funds at a valuation of over 5 billion 22 Also in 2016 it launched movies events and amusement parks ticketing 23 as well as flight ticket bookings and Paytm QR 24 Later that year it launched rail bookings 25 and gift cards In May 2017 Paytm received its biggest round of stake by a single investor SoftBank thus bringing the company s valuation to an estimated 10 billion 26 In August 2018 Berkshire Hathaway invested 356 million for 3 4 stake in Paytm 27 28 although Berkshire Hathaway confirmed that Warren Buffett was not involved in the transaction 29 In 2017 it became India s first payment app to cross over 10 crore app downloads 30 The same year it launched Paytm Gold 31 a product that allowed users to buy as little as 1 of pure gold online It also launched Paytm Payments Bank 32 33 and Inbox a messaging platform with in chat payments 34 By 2018 it started allowing merchants to accept Paytm UPI and card payments directly into their bank accounts at 0 charge 35 36 It also launched the Paytm for Business app now called Business with Paytm App allowing merchants to track their payments and day to day settlements 37 Its merchant base to grow to more than 70 lakh by March 2018 It launched two new wealth management products Paytm Gold Savings Plan and Gold Gifting for long term savings 38 39 In January 2018 it entered into a joint venture with Alibaba Group owned gaming company AGTech Holdings to launch Gamepind a mobile gaming platform 40 It was rebranded as Paytm First Games in June 2019 41 In March 2018 Paytm Money was started with an investment of 9 crore 42 43 for investment and wealth management 44 In March 2019 the firm launched a subscription based loyalty program called Paytm First 45 and in May 2019 it partnered with Citibank to launch Paytm First credit card 46 47 On 25 November 2019 Paytm raised 1 billion in a funding round led by US asset manager T Rowe Price along with existing investors Ant Financial and SoftBank Vision Fund 48 In July 2020 Tata Starbucks partnered with Paytm allowing its customers to order food online during the COVID 19 pandemic 49 In July 2021 One97 Communications filed a draft red herring prospectus with the Securities and Exchange Board of India to launch its initial public offering IPO 50 51 It launched its IPO in November 2021 raising 18 300 crore US 2 3 billion at a valuation of US 20 billion 52 It was the largest ever IPO in India 53 The shares began trading on 18 November 2021 opening at 1 950 on the NSE 9 3 below the upper band of the IPO price range and closed down more than 27 at 1 560 54 making it the biggest drop on a listing day in Indian IPO history 55 In December 2021 Paytm launched Paytm Wealth Academy 56 Funding and shareholding editThis section needs to be updated Please help update this article to reflect recent events or newly available information January 2023 nbsp A Paytm KYC point in Kolkata Post IPO shareholding as of June 2022 57 58 Shareholders ShareholdingVijay Shekhar Sharma 19 42 Ant Group 13 5 SVF India Holdings Cayman Ltd 17 46 Saif lii Mauritius Company Ltd 10 59 Axis Trustee Services Ltd 4 77 Saif Partners India lv Ltd 4 5 Bh International Holdings 2 41 Canada Pension Plan Investment Board 1 71 Total 75 24 Investments and acquisitions editIn 2013 Paytm acquired Plustxt for under 2 million Plustxt was started by IT graduates Pratyush Prasanna Parag Arora Lokesh Chauhan and Lohit V that allowed fast text messaging in any Indian language 59 Paytm invested 5 million in auto rickshaw aggregator and hyperlocal delivery firm Jugnoo in 2015 60 It also acquired Delhi based consumer behaviour prediction platform Shifu 61 and local services startup Near in 62 In 2016 it invested in logistics startups LogiNext and XpressBees 63 Healthcare startup QorQL which uses artificial intelligence AI and big data to assist medical care received investment from Paytm in April 2017 64 In July 2017 it acquired a majority stake in online ticketing and events platform Insider in 65 backed by event management company Only Much Louder OML and mobile loyalty startup MobiQuest It also acquired Little and nearbuy com during 2017 66 an India based hyper local eCommerce company In December 2017 nearbuy com merged with Little App while raising fresh capital from Paytm 67 As part of the deal the competitor companies would merge under the leadership of co founder and CEO Ankur Warikoo while Paytm would acquire majority ownership of the merged entity The company acquired the startup Cube26 in January 2018 68 and hotel booking platform NightStay in 2019 69 Paytm board has approved a resolution which would allot 47 042 equity shares to 60 employees under its ESOP Scheme 2008 and ESOP Scheme 2019 70 In October 2021 Paytm acquired digital lending company CreditMate 71 International expansion editJapan edit Main article PayPay Paytm established a joint venture with SoftBank and Yahoo Japan called PayPay Corporation to offer services in the Japanese market Paytm launched the PayPay app a QR based payment settlement service in Japan on 22 October 2018 72 Canada edit Paytm Labs Inc was established in Toronto Ontario in 2014 as a research and development division 73 It recently launched a fraud risk management platform called Pi for fintechs and digital marketplaces where transaction value is high 74 75 76 Paytm Insider editPaytm Insider is a mobile app that helps to book tickets for Cricket matches live entertainment shows and sports games online 77 78 Controversies editCalifornia based PayPal filed a case against Paytm in the Indian trademark office for using a logo with a similar colour combination to its own on 18 November 2016 79 In May 2018 the Indian investigative news agency Cobrapost released a video of an undercover reporter meeting with Paytm s vice president Ajay Shekhar Sharma who is the brother of Vijay Shekhar Sharma 80 81 During the meeting he reportedly said the company had provided the Indian Government with the personal data of Paytm users in the Indian state of Jammu and Kashmir violating user s privacy and policies 82 83 Later BuzzFeed reported that Sharma has close ties with India s ruling party Bhartiya Janata Party 84 Meanwhile in response the company tweeted that it had never shared user s data with third parties denied the contents in the video and stated that it had never received requests from law enforcement on Twitter 85 86 Paytm also stated that any person claiming otherwise is not aware of the policy and is not authorised to speak on behalf of the company 87 88 Paytm has alleged that the Indian telecom companies are not blocking numbers used for phishing activities and sued them for 100 crores in the Delhi High Court 89 On 18 September 2020 the firm s official app was briefly unlisted from the Google Play Store allegedly due to violations of the Play Store s gambling policy 90 91 The company claimed that Google did not offer any prior warning or give the company an opportunity to explain its views on the contentious cashback offers while claiming that Google s own payments app Google Pay offered similar cashback offers and suffered no repercussions 92 93 In March 2022 the Reserve Bank of India barred Paytm Payments Bank from signing up new customers after an inspection found that the company was leaking customer data to China based entities which indirectly owned a stake in Paytm Payments Bank 94 Charity editDuring the COVID 19 pandemic in India Paytm contributed 10 to every single user who pays to the PM CARES fund via their app within ten days they had collected 100 crores in their app Their 1 200 employees contributed 15 days or even a few months of their salaries to the fund 95 Through their platform Paytm made 21 000 oxygen concentrators available for people in need 96 and donated oxygen plants in 13 worst hit cities to help hospitals get oxygen 97 In August 2022 Paytm Foundation partnered with United Nations Environment Program UNEP to set up the Air Quality Action Forum AQAF to curb air pollution in India 98 Awards and recognition editPaytm won the award for Best UPI App Most Design User friendly Fintech App and the Most Innovative Use of Technology at Global Fintech Fest 2022 99 The Divide A Social Experiment by Paytm won at the ET Brand Equity Spott Awards 2022 under Social Awareness through Short film Videos category 100 Paytm won the Best Unicorn title at BW Businessworld Unicorn Summit and Awards 2022 101 At the Rural and Urban Development Summit and Awards 2022 presented by the Minister of State for Ministry of Housing and Urban Affairs Government of India Paytm won the awards for Most Trusted Brand of the Year and Paytm Soundbox won the award for Best IoT Solution of the Year 102 Paytm was recognised as the Employer of the Future by the Fortune India magazine 103 It won the IAMAI s India Digital Award 2021 for Best FinTech Growth Story by the Internet and Mobile Association of India 104 It was conferred Outstanding Startup of the Year Award at Forbes Leadership Awards 2016 105 Paytm was awarded the FT Future of Fintech Awards by the Financial Times in 2016 106 Paytm was announced as the finalist of the Meffys Awards 2015 under the mobile money category 107 It won the MMA Smarties Award Gold for Mobile App amp Silver for mCommerce by the Mobile Marketing Association in 2014 108 See also editPhonePe Portals nbsp Internet nbsp Companies nbsp India nbsp TechnologyReferences edit Paytm s gaming platform Gamepind rebranded as FirstGames Business Today a b c Statement of Consolidated Audited Financial Results for the year ended March 31 2023 PDF BSE Retrieved 19 May 2023 one 97 communications ltd bseindia com Paytm achieves of GTV growth over 50 billion in FY2019 clocks 5 5 billion transactions The Hindu 5 June 2019 Retrieved 30 September 2019 a b Outcome of Board Meeting Financial Results for the quarter and nine months ended December 31 2021 PDF bseindia Ganguly Payal Paytm promotes SVP Kiran Vasireddy to the position of COO The Economic Times Retrieved 4 April 2018 Modi Ajay 9 January 2019 Paytm Travel eyes top spot in online bus flight ticket bookings Business Standard India Retrieved 6 June 2022 Equity investing Paytm Money app gaining traction www thehindubusinessline com 19 July 2021 Retrieved 6 June 2022 Bhalla Tarush 20 May 2020 Paytm First Games goes international eyes expansion in South Asian market mint Retrieved 6 June 2022 Paytm files for India s largest IPO eyes 25 bn 30 bn valuation Business Standard Paytm Q4 Fintech Giant Reports Revenue of 2 334 cr HT Tech 6 May 2023 Retrieved 7 September 2023 Staff Writer 1 April 2021 Paytm achieves over 1 4 bn transactions in Mar leads digital payment services Mint Retrieved 12 May 2021 Untangling Paytm Business Today Retrieved 7 December 2021 Dsouza Sharleen 18 September 2020 Flipkart Paytm Now Among India s 10 Most Valuable Brands HDFC Bank Still No 1 BloombergQuint Retrieved 28 March 2022 The inspiring journey of Paytm Founder Vijay Shekhar Sharma Paytm Blog 11 March 2017 Retrieved 4 April 2018 SAP Ventures Invests 10M In One97 Communications VCCircle 10 October 2011 Retrieved 10 February 2019 Paytm s big day railway ticketing platform IRCTC adds Paytm wallet as a payment option Techcircle 29 April 2015 Retrieved 4 April 2018 Paytm is now powering IRCTC s Payment Gateway The Financial Express 16 September 2016 Retrieved 7 April 2018 Chaturvedi Anumeha 24 August 2017 Paytm bets on local travel boom eyes 3 fold business growth The Economic Times Retrieved 7 April 2018 Alibaba enters India s e commerce space with 25 stake in Paytm owner One97 Paytm Blog 18 March 2015 Retrieved 7 April 2018 Vardhan Jai 13 March 2015 Paytm secures funding from Ratan Tata plans to have 100M wallet users by year end Your Story ANI 31 August 2016 Paytm receives investment from Mountain Capital Business Standard India Retrieved 7 April 2018 Reporter B S 22 March 2016 Paytm enters online movie ticketing Business Standard India Retrieved 7 April 2018 Sahay Priyanka 14 October 2015 Paytm launches QR code payment option for wallet app livemint com Retrieved 7 April 2018 Now You Can Book Train Tickets Using Paytm NDTV Gadgets360 com Retrieved 7 April 2018 Chanchani Madhav Variyar Mugdha 19 May 2017 Paytm raises 1 4 billion from Softbank valuation jumps to over 8 billion The Economic Times Retrieved 7 April 2018 Choudhury Saheli Roy 27 August 2018 Berkshire Hathaway buys a stake in India s largest digital payments company CNBC Retrieved 13 September 2018 Hunnicutt Trevor Berkshire Hathaway buys stake in India s Paytm U S Retrieved 13 September 2018 Philipose Mobis 29 August 2018 Warren Buffett s Paytm bet is actually not that big a deal LiveMint Retrieved 22 September 2018 Staff 27 December 2017 Paytm exceeds 100 million downloads on Google Play Store BGR India Retrieved 7 April 2018 Buy sell gold instantly on Paytm businessline Retrieved 7 April 2018 Arun Jaitley launches Paytm Payments Bank businessline Retrieved 4 April 2018 Paytm Payments Bank Officially Launched CEO Outlines Growth Path NDTV Gadgets360 com Retrieved 7 April 2018 Paytm launches Inbox messaging platform with ability to send or request money and share multimedia messages Tech2 7 November 2017 Retrieved 7 April 2018 Paytm 4 December 2017 Now existing amp new Merchants can accept Paytm UPI amp Card payments directly into their Bank Paytm Blog Retrieved 7 April 2018 Paytm QR now allows merchants to accept Paytm UPI and Card payments directly into bank account at 0 charge TMS News TMS News Archived from the original on 11 December 2019 Retrieved 7 April 2018 www ETtech com 22 January 2018 Paytm launches business app on Android for its merchants ETtech The Economic Times Retrieved 7 April 2018 Savings are now simpler Introducing Gold Savings Plan amp Gold Gifting Paytm Blog 15 March 2018 Retrieved 7 April 2018 Paytm launches two new services under wealth management offering Business Standard India Press Trust of India 15 March 2018 Retrieved 7 April 2018 www ETtech com 29 January 2018 Paytm AGTech launch mobile gaming platform Gamepind ETtech The Economic Times Retrieved 7 April 2018 www ETtech com Paytm rebrands its gaming platform Gamepind as FirstGames ETtech The Economic Times Retrieved 14 July 2020 Choudhury Karan 13 March 2018 Paytm to launch mutual funds insurance banking services via payments bank Business Standard India Retrieved 4 April 2018 We have set up Paytm Money to focus on Investment and Wealth Management Paytm Blog 10 January 2018 Retrieved 7 April 2018 Paytm Money gets 9 crore from parent One97 TimesOfIndia Paytm First Loyalty Programme Takes on Amazon Prime Flipkart Plus NDTV Gadgets 360 5 March 2019 Retrieved 14 July 2020 Paytm ties up with Citibank to launch credit cards The Economic Times 15 May 2019 Retrieved 16 September 2019 Paytm Launches Credit Card That Offers Cashback Works Internationally NDTV Gadgets 360 Retrieved 14 July 2020 Shrivastava Aditi 25 November 2019 Paytm gets 1 billion topup in latest financing round The Economic Times Tandon Tarush Bhalla Suneera 23 June 2020 Starbucks and Paytm offer diners a contactless experience Mint Retrieved 23 July 2020 a href Template Cite web html title Template Cite web cite web a CS1 maint multiple names authors list link Red herring red flags Top 10 takeaways from Paytm s draft IPO filing The Economic Times 16 July 2021 Retrieved 13 November 2021 Nov 11 TIMESOFINDIA COM 11 November 2021 Paytm IPO oversubscribed nearly 2 times FIIs flood issue domestic mutual funds and HNIs show least interest Times of India The Times of India Retrieved 13 November 2021 a href Template Cite news html title Template Cite news cite news a CS1 maint numeric names authors list link Choudhury Deepsekhar 28 October 2021 Paytm pegs IPO at 20 bn valuation CEO says life to become QSQT Business Standard India Retrieved 18 November 2021 Paytm s IPO ends oversubscribed 1 89 times after a bumpy start Nikkei Asia Retrieved 13 November 2021 Paytm shares make weak debut tumble over 27 pc Tribune Retrieved 22 November 2021 Ranjan Abhinav 22 November 2021 Paytm India s biggest IPO in corporate history is also the biggest listing day loser www indiatvnews com Retrieved 30 November 2021 K R Srivats amp 15 December 2021 Paytm launches Paytm Wealth Academy www thehindubusinessline com Retrieved 8 February 2022 One 97 Communications Ltd bseindia com Nakhwa Darshan A 17 November 2021 Paytm Listing Shareholder Base Top Investors Locked In Shares And More BloombergQuint Retrieved 15 March 2022 One97 acquires cross messaging platform Plustxt for under 2M Techcircle 8 August 2013 Retrieved 24 September 2018 Poovanna Sharan 18 April 2016 Jugnoo raises 10 million in funding round led by Paytm livemint com Retrieved 7 April 2018 Paytm Acquires Personal Assistant App Shifu To Improve Its Artificial Intelligence Tech TechCrunch techcrunch com 4 January 2016 Retrieved 7 April 2018 Gooptu Biswarup 7 December 2015 Paytm acquires Near in to strengthen its presence in online to offline space The Economic Times Retrieved 7 April 2018 Paytm invests 10 mn in logistics data start up Business Standard Paytm to replicate Alibaba s logistics strategy with LogiNext businessline Retrieved 7 April 2018 Paytm Backs AI And Big Data Driven Healthtech Startup QorQL Inc42 Media 7 April 2017 Retrieved 7 April 2018 Shankar Shashwati Paytm acquires majority stake in online ticketing platform Insider in for around Rs 35 cr The Economic Times Retrieved 7 April 2018 Nearbuy and Little merge to create India s largest discovery and deals platform for local Paytm Blog 6 December 2017 Retrieved 7 April 2018 TNN 19 June 2018 Paytm acquires Flipkart backed startup Cube26 The Times of India Retrieved 30 July 2018 Ahuja Aakanksha 29 January 2019 Paytm forays into hotel booking with NightStay acquisition mint Retrieved 7 December 2021 Upadhyay Harsh Tyagi Gaurav 14 June 2021 Exclusive Paytm allots stock options worth 12 Mn to existing and former employees Entrackr Retrieved 17 June 2021 IPO bound Paytm acquires lending startup CreditMate The Economic Times Retrieved 7 December 2021 Papay in Japan with Paytm s QR tech Economic Times 22 October 2018 About us www paytm ca Retrieved 26 October 2021 Paytm Labs launches ML powered fraud risk management platform securitybrief asia Ganguly Payal Paytm Paytm launches its digital wallet play in Canada The Economic Times Retrieved 26 October 2021 Paytm goes global we now have an app for Canadian bill payments Paytm 16 March 2017 Paytm Insider amp Swiggy Steppinout Join Hands To Bring Arijit Singh s India Tour Businessworld Why You Can t Buy IND vs AUS 3rd T20I Match Tickets on Paytm Insider Sakshi Pani Priyanka 16 December 2016 Paytm has copied our logo PayPal businessline Cobrapost Siting Paytm Senior VP Claims PMO Demanded Data of Paytm Users Malavika Balasubramanian The Quint 28 May 2018 Retrieved 30 September 2019 CobraPost Expose First Demonetisation Then Data Brokering Should You Trust Paytm With Your Personal Data Aman Sethi HuffPost 29 May 2018 Archived from the original on 10 December 2019 Retrieved 30 September 2019 Did India s Paytm Share User Data With The Indian Government Abhisek Baxi Android Authority 28 May 2018 Retrieved 30 September 2019 Cobrapost Expose Senior VP at Paytm Claims Firm Was Asked to Share User Data with PMO The Wire 29 May 2018 Retrieved 29 September 2019 India s Largest Digital Wallet Has Been Accused Of Handing Over User Data To The Government Pranav Dixit BuzzFeed 26 May 2018 Retrieved 30 September 2019 We do not share user data with third parties government Paytm Times of India 26 May 2018 Retrieved 30 September 2019 Paytm Accused Of Sharing User Data With Indian Government PYMNTS 28 May 2018 Retrieved 30 September 2019 We do not share user data with third parties govt Paytm The Hindu 26 May 2018 Retrieved 30 September 2019 Paytm responds to Cobrapost siting and claims that it never shares users data Rashi Varshney Medianama 28 May 2018 Retrieved 30 September 2019 Paytm moves Delhi HC claiming telcos not stopping phishing over networks Business Standard Paytm 18 September 2020 Your Money is Safe with us the Paytm App will be back on Google Play Store shortly Medium Retrieved 18 September 2020 Ishwar Sai 18 September 2020 Paytm returns hours after Play Store exit over alleged policy violation Business Standard India Retrieved 18 September 2020 Bhalla Tarush 20 September 2020 Paytm hits back at Google terms its brief ban from Play Store as arm twisting mint Retrieved 21 September 2020 Paytm 20 September 2020 The story behind Paytm App s de listing from Google Play Store Medium Retrieved 21 September 2020 Paytm Bank Punished for Sharing Data Abroad Verification Lapses 14 March 2022 via www bloomberg com Coronavirus Paytm collects Rs 100 crore for PM CARES fund from donors businesstoday in Retrieved 16 April 2020 www ETRetail com Paytm to make available 21 000 oxygen concentrators from May 1st week ET Retail ETRetail com Retrieved 17 June 2021 Staff Writer 4 May 2021 Paytm to set up oxygen plants across 13 cities to assist hospitals mint Retrieved 17 June 2021 Paytm Foundation United Nations Environment Program Join Hands to Establish Air Quality Action Forum Paytm Winners globalfintechfest BrandEquity Economic Times BW Unicorn Awards 2022 Paytm Bags The Best Unicorn Title Businessworld Pan India Excellence Awards for Rural and Urban Development Summit and Awards 2022 distributed by Government of India ANI News Employers Of The Future How We Did It Fortune India India Digital Awards Winner 2021 iamaiida in Winners Forbes India Leadership Awards 2016 Forbes India Forbes India Retrieved 7 April 2018 Jenkins Patrick 16 November 2016 Paytm and Transmit Security win FT Fintech awards Financial Times Meffys 2015 Finalists Meffys 10 September 2015 HUL BJP PHD India among winners at MMA SMARTIES India 2014 Awards Exchange4media 12 September 2014 External links editOfficial website Retrieved from https en wikipedia org w index php title Paytm amp oldid 1187099181, wikipedia, wiki, book, books, library,

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