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Security printing

Security printing is the field of the printing industry that deals with the printing of items such as banknotes, cheques, passports, tamper-evident labels, security tapes, product authentication, stock certificates, postage stamps and identity cards. The main goal of security printing is to prevent forgery, tampering, or counterfeiting. More recently many of the techniques used to protect these high-value documents have become more available to commercial printers, whether they are using the more traditional offset and flexographic presses or the newer digital platforms. Businesses are protecting their lesser-value documents such as transcripts, coupons and prescription pads by incorporating some of the features listed below to ensure that they cannot be forged or that alteration of the data cannot occur undetected.

A hologram on a Series 1 (ES1) 50 Euro banknote

A number of technical methods are used in the security printing industry.[1] Security printing is most often done on security paper, but it can also occur on plastic materials.

Features detectable by humans Edit

Secured documents, such as banknotes, use visible, tactile and acoustic features to allow humans their verification of authenticity without tools. The European Central Bank (ECB) recommends feel, look and tilt:[2] First check the tactility of the banknote (including the substrate), then look at the optical design and finally the characteristics of certain optical features when tilting the banknote in relation to the incident light.

 
Mobile app SwissBanknotes displaying animated seeds of hawkbit for a 50 Swiss franc on a PC screen

In general, the introduction of a new banknote series is accompanied by information campaigns describing the design and the security features. Several central banks also provide mobile apps explaining the characteristics by interactive methods and enrich them by animated effects. In general, they use the camera of a mobile device to explain the features of a presented banknote. As they do not support the direct verification of authenticity they also work with simple printouts or screen displays.

Substrate Edit

Paper Edit

The substrate of most banknotes is made of paper, almost always from cotton fibres for strength and durability; in some cases linen or speciality coloured or forensic fibres are added to give the paper added individuality and protect against counterfeiting. Paper substrate may also include windows based on laser-cut holes covered by a security foil with holographic elements. All of this makes it difficult to reproduce using common counterfeiting techniques.

Polymer Edit

Some countries, including Canada, Nigeria, Romania, Mexico, Hong Kong, New Zealand, Israel, Singapore, Malaysia, United Kingdom and Australia, produce polymer (plastic) banknotes, to improve longevity and to make counterfeiting more difficult. Polymer can include transparent windows, diffraction grating and raised printing.[7]

Format Edit

 
Differing length and width of euro banknotes (series ES2)

Most currencies use different dimensions of length and/or width for the different denominations, with smaller formats for the lower denominations and larger formats for the higher denominations, to hinder reuse of the substrate with embedded security features for counterfeiting higher denominations.

Blind and visually impaired people may also rely on the format for distinguishing between the denominations.

Visible security features Edit

Watermark Edit

True watermark

A true watermark is a recognizable image or pattern in paper that appears lighter or darker than surrounding paper when viewed with a light from behind the paper, due to paper density variations. A watermark is made by impressing a water coated metal stamp or dandy roll onto the paper during manufacturing. Watermarks were first introduced in Bologna, Italy in 1282; as well as their use in security printing, they have also been used by paper makers to identify their product. For proofing the authenticity, the thinner part of the watermark will shine brighter with a light source in the background and darker with a dark background. The watermark is a proven anti-counterfeit technology because most counterfeits only simulate its appearance by using a printing pattern.

Simulated watermark

Printed with white ink, simulated watermarks have a different reflectance than the base paper and can be seen at an angle. Because the ink is white, it cannot be photocopied or scanned.[8] A similar effect can be achieved by iriodin varnish which creates reflections under certain viewing angles only and is transparent otherwise.

Watermarks are sometimes simulated on polymer currency by printing an according pattern, but with little anti-counterfeiting effect. For example, the Australian dollar has its coat of arms watermarked on all its plastic bills. A Diffractive Optical Element (DOE) within the transparent window can create a comparable effect but requires a laser beam for its verification.

See-through register Edit

See-through registers are based on complementary patterns on the obverse and reverse of the banknote and constitute a complete pattern under backlight conditions. Examples are the D of the Deutsche Mark (1989 series, BBk III) and the value number of the first series of euro banknotes (ES1). Counterfeiting is difficult because the printing registration requires an extremely high printing accuracy on both sides and minor deviations are easily detectable.

See-through window Edit

Polymer banknotes which are printed on a basically transparent substrate easily provide clear areas by sparing the white coating. This window may be overprinted by patterns. Initially this was the main human security feature for polymer banknotes which cannot use watermark or security threads. It attracted counterfeiting of large volumes when printing technology for polymer substrate became commonly available. Therefore new designs additionally laminate this window with an ultra-thin security foil, e.g., on the Frontier series of the Canadian dollar which was issued from 2011, and the Australian dollar (2nd series) issued from 2016.

A very similar security feature is achieved with banknotes on paper substrate. For this an area of up to 300 mm² is punched out and sealed with a partially transparent security foil. The ES2 series of euro banknotes is using this feature for the higher denominations (EUR 20 and above) and calls it portrait window. The European Central Bank (ECB) recommends to look at the banknote against the light – the window in the hologram becomes transparent and reveals a portrait of Europa on both sides of the note.[9]

Micro-perforation Edit

Micro-perforation is used as Microperf in the Swiss franc and the Romanian leu. Very small holes are punched or laser-engraved into the substrate or a foil application without generating a crater. In backlight illumination, the holes form a pattern, e.g., the value numeral like in the SFR 20 (eighth series).

Geometric lathe work Edit

A guilloché is an ornamental pattern formed of two or more curved bands that interlace to repeat a circular design. They are made with a geometric lathe.

 
A guilloché

Microprinting Edit

This involves the use of extremely small text, and is most often used on currency and bank checks. The text is generally small enough to be indiscernible to the naked eye without either close inspection or the use of a magnifying glass. Cheques, for example, use microprint as the signature line.

Optically variable ink Edit

Optically Variable Ink (OVI) displays different colors depending on the angle at which it is viewed. It uses mica-based glitter.[10] As an example, the euro banknotes use this feature as emerald number on the ES2 series. The ECB recommends to "tilt the banknote". The shiny number in the bottom left corner displays an effect of the light that moves up and down. The number also changes colour from emerald green to deep blue. The EUR 100 and EUR 200 banknotes also show € symbols inside the number.[11]

Colored magnetizable inks are prepared by including chromatic pigments of high color strength. The magnetic pigments’ strong inherent color generally reduces the spectrum of achievable shades. Generally, pigments should be used at high concentrations to ensure that sufficient magnetizable material is applied even in thin offset coats. Some magnetic pigment are best suited for colored magnetizable inks due to their lower blackness.

Homogeneous magnetization (no preferred orientation) is easily obtained on pigment made of spherical particles. Best results are achieved when remanence and coercive field strength are very low and the saturating magnetization is high.

When pearlescent pigments are viewed at different angles the angle of the light as it's perceived makes the color appear to change as the magnetic fields within the particles shift direction.

Holograms Edit

A hologram may be embedded either via hot-stamping foil, wherein an extremely thin layer of only a few micrometers of depth is bonded into the paper or a plastic substrate by means of a hot-melt adhesive (called a size coat) and heat from a metal die, or it may be directly embossed as holographic paper, or onto the laminate of a card itself. When incorporated with a custom design pattern or logo, hologram hot stamping foils become security foils that protect credit cards, passports, bank notes and value documents from counterfeiting. Holograms help in curtailing forging, and duplication of products hence are very essential for security purposes. Once stamped on a product, they cannot be removed or forged, enhancing the product at the same time. Also from a security perspective, if stamped, a hologram is a superior security device as it is virtually impossible to remove from its substrate.[citation needed]

Security threads Edit

Metal threads and foils, from simple iridescent features to foil color copying to foils with additional optically variable effects are often used.

There are two kinds of security threads. One is a thin aluminum coated and partly de-metallized polyester film thread with microprinting which is embedded in the security paper as banknote or passport paper. The other kind of security thread is the single or multicolor sewing thread made from cotton or synthetic fibers, mostly UV fluorescent, for the bookbinding of passport booklets. In recent designs the security thread was enhanced with other security features such as holograms or three-dimensional effects when tilted.

On occasion, the banknote designers succumb to the Titanic effect (excess belief in the latest technology), and place too much faith in some particular trick. An example is the forgery of British banknotes in the 1990s. British banknotes in the 1990s featured a "windowed" metal strip through the paper about 1 mm wide that comes to the paper surface every 8 mm. When examined in reflected light, it appears to have a dotted metallic line running across it, but when viewed through transmitted light, the metal strip is dark and solid.

Duplicating this was thought to be difficult, but a criminal gang was able to reproduce it quickly. They used a cheap hot-stamping process to lay down a metal strip on the surface of the paper, then printed a pattern of solid bars over it using white ink to leave the expected metal pattern visible. At their trial, they were found to have forged tens of millions of pounds’ worth of notes over a period of years.[12]

Prismatic coloration Edit

The use of color can greatly assist the prevention of forgeries. By including a color on a document a color photocopier must be used in the attempt to make a copy however the use of these machines also tends to enhance the effectiveness of other technologies such as Void Pantographs and Verification Grids (see Copy-evident below).

By using two or more colors in the background and blending them together a prismatic effect can be created. This can be done on either a traditional or a digital press. When a document using this technique is attempted to be photocopied the scanning and re-creation by a color copier is inexact usually resulting in banding or blotching and thereby immediate recognition of the document as being a copy.

A frequent example of prismatic coloring is on checks where it is combined with other techniques such as the Void Pantograph to increase the difficulty of successful counterfeiting.[13]

Copy-evidence Edit

Sometimes only the original document has value. An original signed cheque for example has value but a photocopy of it does not. An original prescription script can be filled but a photocopy of it should not be. Copy-evident technologies provide security to hard copy documents by helping distinguish between the original document and the copy.

The most common technology to help differentiate originals from copies is the void pantograph. Void pantographs are essentially invisible to the untrained, naked eye on an original but when scanned or copied the layout of lines, dots and dashes will reveal a word (frequently VOID and hence the name) or symbol that clearly allows the copy to be identified. This technology is available on both traditional presses (offset and flexographic) and on the newer digital platforms. The advantage of a digital press is that in a single pass through the printer a void pantograph with all the variable data can be printed on plain paper.

Copy-evident paper, sometimes marketed as ‘security paper’, is pre-printed void pantograph paper that was usually produced on an offset or flexographic press. The quality of the void pantograph is usually quite good because it was produced on a press with a very high resolution, and, when only a small number of originals are to be printed, it can be a cost-effective solution; however, the advent of the digital printer has rapidly eroded this benefit.

A second technology which complements and enhances the effectiveness of the void pantograph is the Verification Grid. This technology is visible on the original, usually as fine lines or symbols but when photocopied these lines and images disappear; the inverse reaction of the void pantograph. The most common examples of this technology are on the fine lines at the edge of a cheque which will disappear when copied or on a coupon when a symbol, such as a shopping cart, disappears when an unauthorized copy is made. Verification Grid is available for either traditional or digital presses.

Together the void pantograph and the Verification Grid complement each other because the reactions to copying are inverse, resulting in a higher degree of assurance that a hard copy document is an original.

Registration of features on both sides Edit

Banknotes are typically printed with fine alignment (so-called see-through registration window) between the offset printing on each side of the note. This allows the note to be examined for this feature, and provides opportunities to unambiguously align other features of the note with the printing. Again, this is difficult to imitate accurately enough in most print shops.

Thermochromatic ink Edit

Several types of ink are available which change color with temperature. Security ink with a normal "trigger" temperature of 88 °F (31 °C), which will either disappear or change colors when the ink is rubbed, usually by the fingertips. This is based on a thermochromatic effect.

Serial numbers Edit

Serial numbers help make legitimate documents easier to track and audit. However, they are barely useful as a security feature because duplicates of an existing serial number are not easily detectable, except for a series of identical counterfeits.

To support correct identification serial numbers normally have a check digit to verify the correct reading of the serial number. In banknote printing the unique serial number provides effective means for the monitoring and verification of the production volume. In some cases the recording of serial numbers may help to track and identify banknotes from blackmail or robbery.

In most currencies the serial number is printed on two edges of the banknotes to aggravate the making of so-called composed banknotes by combining parts of different banknotes. Even if made from genuine banknotes, most central banks consider such items as manipulated banknotes without value if the serial numbers do not match.

Tactile security features Edit

Paper feeling Edit

Security paper for banknotes is different from standard paper due to special ingredients like fibers from cotton, linen or abaca. Together with intaglio printing crisp feeling provides an excellent tactile perception (crisp feeling) to reject counterfeits which are based on standard paper with cellulose fibers. Polymer substrates and limp banknotes on paper substrate do not offer this tactile characteristic.

Intaglio printing Edit

 
Tactile intaglio printing on 1000 Hungarian forint (series 2018)

Intaglio printing is a technique in which the image is incised into a surface. Normally, copper or zinc plates are used, and the incisions are created by etching or engraving the image, but one may also use mezzotint. In printing, the surface is covered in ink, and then rubbed vigorously with tarlatan cloth or newspaper to remove the ink from the surface, leaving it in the incisions. A damp piece of paper is placed on top, and the plate and paper are run through a printing press that, through pressure, transfers the ink to the paper.

The very sharp printing obtained from the intaglio process is hard to imitate by other means. Intaglio also allows for the creation of latent images which are only visible when the document is viewed at a very shallow angle.

The mobile app ValiCash from Koenig & Bauer evaluates specific characteristics of the intaglio printing of euro banknotes printed on paper substrate.[14] It is available for iOS devices and takes a picture of the banknote. Within a few seconds it determines abnormality by a message "not successful" but cannot finally identify counterfeits.

Embossing Edit

The substrate may be embossed to create raised designs as tactile security feature. It may be combined with intaglio printing. As an example, the euro series ES2 has different pattern of lines at the short edges of the banknote to support blind people in distinguishing the denominations.

Security features detectable with simple tools Edit

Halo Edit

Carefully created images can be hidden in the background or in a picture on a document. These images cannot be seen without the help of an inexpensive lens of a specific line screening. When placed over the location of the image and rotated the image becomes visible. If the document is photocopied the Halo image is lost. A known implementation is Scrambled Indicia.[15]

Halo can be printed on traditional or digital presses. The advantage of traditional presses is that multiple images can be overlaid in the same location and become visible in turn as the lens is rotated.

Halo is used as a technique to authenticate the originality of the document and may be used to verify critical information within the document. For example, the value of a coupon might be encoded as a Halo image that could be verified at the time of redemption or similarly the seat number on a sporting event ticket.

Latent images Edit

Pressure-sensitive or hot stamped labels characterized with a normal (gray or colored) appearance. When viewed via a special filter (such as a polarizer) an additional, normally latent, image appears. With intaglio printing, a similar effect may be achieved for viewing the banknote from a slanted angle.

False-positive testing Edit

False-positive testing derives its name because the testing requires both a false and a positive reaction to authenticate a document. The most common instance is the widely available counterfeit detector marker seen in many banks and stores.

Counterfeit detector markers use a chemical interaction with the substrate, usually paper, of a document turning it a particular color. Usually a marker turns newsprint black and leaves currency or specially treated areas on a document clear or gold. The reaction and coloring varies depending upon the formulation. Banknotes, being a specially manufactured substrate, usually behave differently than standard newsprint or other paper and this difference is how counterfeits are detected by the markers.

False-positive testing can also be done on documents other than currencies as a means to test their authenticity. With the stroke of a marker a symbol, word or value can be revealed that will allow the user to quickly verify the document, such as a coupon. In more advanced applications the marker creates a barcode which can be scanned for verification or reference to other data within the document resulting in a higher degree of assurance of authenticity.

Photocopied documents will lack the special characteristics of the substrate so are easily detectable. False-positive testing generally is a one time test because once done the results remain visible so while useful as part of a coupon this technique is not suitable for ID badges for example.

Fluorescent dyes Edit

Fluorescent dyes react with fluorescence under ultraviolet light or other unusual lighting. These show up as words, patterns or pictures and may be visible or invisible under normal lighting. This feature is also incorporated into many banknotes and other documents - e.g. Northern Ireland NHS prescriptions show a picture of local '8th wonder' the Giant's Causeway in UV light. Some producers include multi-frequency fluorescence, such that different elements fluoresce under specific frequencies of light. Phosphorescence may accompany fluorescence and shows an after-glow when the UV light is switched off.

Infrared characteristics Edit

Inks may have identical color characteristics in the visible spectrum but differ in the infrared spectrum.

Machine-readable security features Edit

Machine-readable features are used in passports for border control and in banknote processing.

  • The commercial market is using Level 2 features (L2) which are partly disclosed by the central banks. This applies for cash handling machines, such as automated teller machines and ticket machines.
  • The central banks are additionally using Level 3 features (L3) which are kept completely secret. They are necessary to maintain the integrity of cash in circulation and isolate professional counterfeiting.

There are the following machine-readable features (extract):

Magnetic ink Edit

Because of the speed with which they can be read by computer systems, magnetic ink character recognition is used extensively in banking, primarily for personal checks. The ink used in magnetic ink character recognition (MICR) technology is also used to greatly reduce errors in automated (or computerized) reading. The pigment is dispersed in a binder system (resin, solvent) or a wax compound and applied either by pressing or by hot melt to a carrier film (usually polyethylene).[16]

Some people believe that the magnetic ink was intended as a fraud prevention concept, yet the original intent was to have a non-optical technology so that writing on the cheque, like signatures, would not interfere with reading. The main magnetic fonts (E13-B and CMC7) are downloadable for a small fee and in addition magnetic toner is available for many printers. Some higher resolution toners have sufficient magnetic properties for magnetic reading to be successful without special toner.

Phosphorescent dyes Edit

Phosphorescence may accompany fluorescence and shows an after-glow when the UV light is switched off.

Anti-copying marks Edit

In the late twentieth century advances in computer and photocopy technology made it possible for people without sophisticated training to easily copy currency. In an attempt to prevent this, banks have sought to add filtering features to the software and hardware available to the public that senses features of currency, and then locks out the reproduction of any material with these marks. One known example of such a system is the EURion constellation.

Electronic devices Edit

With the advent of Radio Frequency Identification (RFID) which is based on smart card technology, it is possible to insert extremely small RF-active devices into the printed product to enhance document security. This is most apparent in modern biometric passports, where an RFID chip mirrors the printed information. Biometric passports additionally include data for the verification of an individual's fingerprint or face recognition at automated border control gates.

Copy detection pattern and digital watermark Edit

A copy detection pattern or a digital watermark can be inserted into a digital image before printing the security document. These security features are designed to be copy-sensitive[17] and authenticated with an imaging device.[18]

Level 3 features Edit

Most central banks also implement so-called Level 3 features (L3) which are kept totally secret for their ingredients as well as their sophisticated measurement. Such covert features may be embedded within the substrate and/or the printing ink and are not commercially available. They are the ultimate safeguard in banknote security and restricted to the use of central banks.

See also Edit

References Edit

  1. ^ "EUIPO Anti-Counterfeiting Technology Guide". European Observatory on Infringements of Intellectual Property Rights. 2021-02-26.
  2. ^ "Security features: Europa series €100 banknote". 2022-01-01. Retrieved 2022-04-25.
  3. ^ "Swiss National Bank releases banknote app" (PDF). Swiss National Bank. 2016-04-12. Retrieved 2022-05-23.
  4. ^ Orama Chiphwanya (2019-02-01). "Malawi kwacha app to curb counterfeit currency". The Nation. Retrieved 2019-05-06.
  5. ^ "SARB Currency Mobile App". South African Reserve Bank. Retrieved 2019-05-06.
  6. ^ "Currency App: Introducing banknotes in a new and interactive way". Giesecke+Devirent. Retrieved 2022-05-23.
  7. ^ Singh, Netra (2008). "Polymer Banknotes–A Viable Alternative to Paper Banknotes". Asia Pacific Business Review. 4 (2): 42–50. doi:10.1177/097324700800400206. S2CID 154615011 – via Researchgate.
  8. ^ "Security Features" (PDF). Atlanta, GA: Advantage Laser Products. p. 1. Retrieved 26 May 2014.
  9. ^ "Security features Europa series €100 banknote". European Central Bank. 11 September 2018. Retrieved 2022-05-14.
  10. ^ "Weather Resistance Series, Pearlescent Pigment, Pearl EX Pigments". Dynasty Chemicals (NingBo) Co., Ltd. Retrieved 26 May 2014. Pearlescent Pigments are made from mica and they are widely used in paits, coating, printing ink, plastic, cosmetic, leather, wallpaper etc.
  11. ^ "Security features Europa series €100 banknote". European Central Bank. 11 September 2018. Retrieved 2022-05-14.
  12. ^ Security Engineering: A Guide to Building Dependable Distributed Systems (PDF). p. 245. Retrieved 26 May 2014. banknote designers succumb to the Titanic effect
  13. ^ "Security Features" (PDF). Advantage Laser Products. Retrieved 26 May 2014. Prismatic Two-Color Pantograph A multi-color background in which two colors change density and blend into each other, making it very difficult to reproduce
  14. ^ "Fast and reliable authentication of banknotes". Koneig & Bauer. 2022-04-08. Retrieved 2022-05-26.
  15. ^ "Digital Document Security" (PDF). H.W. Sands Corp. and Graphic Security Systems Corporation. pp. 7–11. Retrieved 2019-06-15.
  16. ^ "Magnetic pigments" (PDF). BASF, The Chemical Company. July 2004: 6. Retrieved 26 May 2014. {{cite journal}}: Cite journal requires |journal= (help)
  17. ^ Haas, B.; Dirik, A.E. (2012-11-01). "Copy detection pattern-based document protection for variable media". IET Image Processing. 6 (8): 1102–1113. doi:10.1049/iet-ipr.2012.0297. ISSN 1751-9659.
  18. ^ Abele, Eberhard. (2011). Schutz vor Produktpiraterie : ein Handbuch für den Maschinen- und Anlagenbau. Ksuke, Philipp., Lang, Horst. Berlin: Springer. ISBN 978-3-642-19280-7. OCLC 726826809.

External links Edit

  • "Banknote security features" (PDF). Billetaria issue 16. Madrid: Banco de Espana. October 2014. pp. 46–47. Retrieved 2019-06-13. It presents a catalogue of the main banknote security features recognisable by the public and currently in use worldwide.
  • The council of the EU: Glossary of Security Documents, Security Features and other related technical terms
  • EUIPO Anti-Counterfeiting Technology Guide

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Security printing is the field of the printing industry that deals with the printing of items such as banknotes cheques passports tamper evident labels security tapes product authentication stock certificates postage stamps and identity cards The main goal of security printing is to prevent forgery tampering or counterfeiting More recently many of the techniques used to protect these high value documents have become more available to commercial printers whether they are using the more traditional offset and flexographic presses or the newer digital platforms Businesses are protecting their lesser value documents such as transcripts coupons and prescription pads by incorporating some of the features listed below to ensure that they cannot be forged or that alteration of the data cannot occur undetected A hologram on a Series 1 ES1 50 Euro banknoteThis article needs additional citations for verification Please help improve this article by adding citations to reliable sources Unsourced material may be challenged and removed Find sources Security printing news newspapers books scholar JSTOR November 2022 Learn how and when to remove this template message A number of technical methods are used in the security printing industry 1 Security printing is most often done on security paper but it can also occur on plastic materials Contents 1 Features detectable by humans 1 1 Substrate 1 1 1 Paper 1 1 2 Polymer 1 1 3 Format 1 2 Visible security features 1 2 1 Watermark 1 2 2 See through register 1 2 3 See through window 1 2 4 Micro perforation 1 2 5 Geometric lathe work 1 2 6 Microprinting 1 2 7 Optically variable ink 1 2 8 Holograms 1 2 9 Security threads 1 2 10 Prismatic coloration 1 2 11 Copy evidence 1 2 12 Registration of features on both sides 1 2 13 Thermochromatic ink 1 2 14 Serial numbers 1 3 Tactile security features 1 3 1 Paper feeling 1 3 2 Intaglio printing 1 3 3 Embossing 2 Security features detectable with simple tools 2 1 Halo 2 2 Latent images 2 3 False positive testing 2 4 Fluorescent dyes 2 5 Infrared characteristics 3 Machine readable security features 3 1 Magnetic ink 3 2 Phosphorescent dyes 3 3 Anti copying marks 3 4 Electronic devices 3 5 Copy detection pattern and digital watermark 3 6 Level 3 features 4 See also 5 References 6 External linksFeatures detectable by humans EditSecured documents such as banknotes use visible tactile and acoustic features to allow humans their verification of authenticity without tools The European Central Bank ECB recommends feel look and tilt 2 First check the tactility of the banknote including the substrate then look at the optical design and finally the characteristics of certain optical features when tilting the banknote in relation to the incident light nbsp Mobile app SwissBanknotes displaying animated seeds of hawkbit for a 50 Swiss franc on a PC screenIn general the introduction of a new banknote series is accompanied by information campaigns describing the design and the security features Several central banks also provide mobile apps explaining the characteristics by interactive methods and enrich them by animated effects In general they use the camera of a mobile device to explain the features of a presented banknote As they do not support the direct verification of authenticity they also work with simple printouts or screen displays SwissBanknotes from the Swiss National Bank for the Swiss franc with animated effects 3 MalawiKwacha from the Reserve Bank of Malawi for the Malawian kwacha with interesting simulations of tilting and tactility as well as interactive effects by enhanced reality 4 SARBCurrency from the South African Reserve Bank for the South African rand as an offline application explaining the security features by enhanced reality 5 Lilangeni from the Central Bank of Eswatini for the Swazi lilangeni with interesting simulations of tilting and tactility as well as interactive effects by enhanced reality 6 Substrate Edit Paper Edit The substrate of most banknotes is made of paper almost always from cotton fibres for strength and durability in some cases linen or speciality coloured or forensic fibres are added to give the paper added individuality and protect against counterfeiting Paper substrate may also include windows based on laser cut holes covered by a security foil with holographic elements All of this makes it difficult to reproduce using common counterfeiting techniques Polymer Edit Some countries including Canada Nigeria Romania Mexico Hong Kong New Zealand Israel Singapore Malaysia United Kingdom and Australia produce polymer plastic banknotes to improve longevity and to make counterfeiting more difficult Polymer can include transparent windows diffraction grating and raised printing 7 Transparent Windows nbsp Recto of 1 Romanian Leu banknote series 2005 with partially overprinted window on the left polymer substrate nbsp Recto of 20 euro banknote series ES2 with holographic foil over the window upper right side paper substrate nbsp Verso of 20 euro banknote series ES2 with holographic foil over the window upper left side Format Edit nbsp Differing length and width of euro banknotes series ES2 Most currencies use different dimensions of length and or width for the different denominations with smaller formats for the lower denominations and larger formats for the higher denominations to hinder reuse of the substrate with embedded security features for counterfeiting higher denominations Blind and visually impaired people may also rely on the format for distinguishing between the denominations Visible security features Edit Watermark Edit True watermarkA true watermark is a recognizable image or pattern in paper that appears lighter or darker than surrounding paper when viewed with a light from behind the paper due to paper density variations A watermark is made by impressing a water coated metal stamp or dandy roll onto the paper during manufacturing Watermarks were first introduced in Bologna Italy in 1282 as well as their use in security printing they have also been used by paper makers to identify their product For proofing the authenticity the thinner part of the watermark will shine brighter with a light source in the background and darker with a dark background The watermark is a proven anti counterfeit technology because most counterfeits only simulate its appearance by using a printing pattern Watermarks in Paper Substrate nbsp Watermark in a postage stamp from Zululand around 1900 nbsp Watermark in a 100 Deutsche Mark series BBk IIIa from Deutsche Bundesbank nbsp Watermark in a 100 euro series ES1 from European Central Bank nbsp Watermark in a 5 euro series ES2 from European Central BankSimulated watermarkPrinted with white ink simulated watermarks have a different reflectance than the base paper and can be seen at an angle Because the ink is white it cannot be photocopied or scanned 8 A similar effect can be achieved by iriodin varnish which creates reflections under certain viewing angles only and is transparent otherwise Watermarks are sometimes simulated on polymer currency by printing an according pattern but with little anti counterfeiting effect For example the Australian dollar has its coat of arms watermarked on all its plastic bills A Diffractive Optical Element DOE within the transparent window can create a comparable effect but requires a laser beam for its verification See through register Edit See through registers are based on complementary patterns on the obverse and reverse of the banknote and constitute a complete pattern under backlight conditions Examples are the D of the Deutsche Mark 1989 series BBk III and the value number of the first series of euro banknotes ES1 Counterfeiting is difficult because the printing registration requires an extremely high printing accuracy on both sides and minor deviations are easily detectable See through registers nbsp See through register of EUR 100 ES1 obverse nbsp See through register of EUR 100 ES1 reverse nbsp See through register of EUR 100 ES1 transmission See through window Edit Polymer banknotes which are printed on a basically transparent substrate easily provide clear areas by sparing the white coating This window may be overprinted by patterns Initially this was the main human security feature for polymer banknotes which cannot use watermark or security threads It attracted counterfeiting of large volumes when printing technology for polymer substrate became commonly available Therefore new designs additionally laminate this window with an ultra thin security foil e g on the Frontier series of the Canadian dollar which was issued from 2011 and the Australian dollar 2nd series issued from 2016 A very similar security feature is achieved with banknotes on paper substrate For this an area of up to 300 mm is punched out and sealed with a partially transparent security foil The ES2 series of euro banknotes is using this feature for the higher denominations EUR 20 and above and calls it portrait window The European Central Bank ECB recommends to look at the banknote against the light the window in the hologram becomes transparent and reveals a portrait of Europa on both sides of the note 9 See through windows nbsp Obverse of Romanian RON 1 series 2005 with overprinted window polymer substrat nbsp Obverse of EUR 20 ES2 with holographic foil over the see through window top right nbsp Reverse of EUR 20 ES2 with transparent foil over the see through window top left Micro perforation Edit Micro perforation is used as Microperf in the Swiss franc and the Romanian leu Very small holes are punched or laser engraved into the substrate or a foil application without generating a crater In backlight illumination the holes form a pattern e g the value numeral like in the SFR 20 eighth series Geometric lathe work Edit A guilloche is an ornamental pattern formed of two or more curved bands that interlace to repeat a circular design They are made with a geometric lathe nbsp A guillocheMicroprinting Edit This involves the use of extremely small text and is most often used on currency and bank checks The text is generally small enough to be indiscernible to the naked eye without either close inspection or the use of a magnifying glass Cheques for example use microprint as the signature line Further information Microprinting Enlarged microprinting nbsp Recto of 100 euro series ES1 lower left nbsp Recto of 20 Swiss franc 8th series nbsp Recto of 1 US dollar with microprinting and guilloche in the pyramidOptically variable ink Edit Optically Variable Ink OVI displays different colors depending on the angle at which it is viewed It uses mica based glitter 10 As an example the euro banknotes use this feature as emerald number on the ES2 series The ECB recommends to tilt the banknote The shiny number in the bottom left corner displays an effect of the light that moves up and down The number also changes colour from emerald green to deep blue The EUR 100 and EUR 200 banknotes also show symbols inside the number 11 Colored magnetizable inks are prepared by including chromatic pigments of high color strength The magnetic pigments strong inherent color generally reduces the spectrum of achievable shades Generally pigments should be used at high concentrations to ensure that sufficient magnetizable material is applied even in thin offset coats Some magnetic pigment are best suited for colored magnetizable inks due to their lower blackness Homogeneous magnetization no preferred orientation is easily obtained on pigment made of spherical particles Best results are achieved when remanence and coercive field strength are very low and the saturating magnetization is high When pearlescent pigments are viewed at different angles the angle of the light as it s perceived makes the color appear to change as the magnetic fields within the particles shift direction Optically variable ink nbsp OVI of 50 euro series ES1 nbsp Emerald number of 5 euro series ES2 Holograms Edit Main article Security hologram A hologram may be embedded either via hot stamping foil wherein an extremely thin layer of only a few micrometers of depth is bonded into the paper or a plastic substrate by means of a hot melt adhesive called a size coat and heat from a metal die or it may be directly embossed as holographic paper or onto the laminate of a card itself When incorporated with a custom design pattern or logo hologram hot stamping foils become security foils that protect credit cards passports bank notes and value documents from counterfeiting Holograms help in curtailing forging and duplication of products hence are very essential for security purposes Once stamped on a product they cannot be removed or forged enhancing the product at the same time Also from a security perspective if stamped a hologram is a superior security device as it is virtually impossible to remove from its substrate citation needed Foils with holograms nbsp Hologram on a 50 euro series ES1 nbsp Hologram on a 100 euro series ES1 Security threads Edit Metal threads and foils from simple iridescent features to foil color copying to foils with additional optically variable effects are often used There are two kinds of security threads One is a thin aluminum coated and partly de metallized polyester film thread with microprinting which is embedded in the security paper as banknote or passport paper The other kind of security thread is the single or multicolor sewing thread made from cotton or synthetic fibers mostly UV fluorescent for the bookbinding of passport booklets In recent designs the security thread was enhanced with other security features such as holograms or three dimensional effects when tilted On occasion the banknote designers succumb to the Titanic effect excess belief in the latest technology and place too much faith in some particular trick An example is the forgery of British banknotes in the 1990s British banknotes in the 1990s featured a windowed metal strip through the paper about 1 mm wide that comes to the paper surface every 8 mm When examined in reflected light it appears to have a dotted metallic line running across it but when viewed through transmitted light the metal strip is dark and solid Duplicating this was thought to be difficult but a criminal gang was able to reproduce it quickly They used a cheap hot stamping process to lay down a metal strip on the surface of the paper then printed a pattern of solid bars over it using white ink to leave the expected metal pattern visible At their trial they were found to have forged tens of millions of pounds worth of notes over a period of years 12 Security threads nbsp Security thread of 100 euro series ES1 only visible in transmitted light nbsp Security thread of 100 US dollar series 2009 with the 3D security ribbon nbsp Details of 3D security ribbon on 100 US dollar nbsp Security thread of 500 Russian ruble series 2010 with hologramPrismatic coloration Edit The use of color can greatly assist the prevention of forgeries By including a color on a document a color photocopier must be used in the attempt to make a copy however the use of these machines also tends to enhance the effectiveness of other technologies such as Void Pantographs and Verification Grids see Copy evident below By using two or more colors in the background and blending them together a prismatic effect can be created This can be done on either a traditional or a digital press When a document using this technique is attempted to be photocopied the scanning and re creation by a color copier is inexact usually resulting in banding or blotching and thereby immediate recognition of the document as being a copy A frequent example of prismatic coloring is on checks where it is combined with other techniques such as the Void Pantograph to increase the difficulty of successful counterfeiting 13 Copy evidence Edit Main article copy evident document Sometimes only the original document has value An original signed cheque for example has value but a photocopy of it does not An original prescription script can be filled but a photocopy of it should not be Copy evident technologies provide security to hard copy documents by helping distinguish between the original document and the copy The most common technology to help differentiate originals from copies is the void pantograph Void pantographs are essentially invisible to the untrained naked eye on an original but when scanned or copied the layout of lines dots and dashes will reveal a word frequently VOID and hence the name or symbol that clearly allows the copy to be identified This technology is available on both traditional presses offset and flexographic and on the newer digital platforms The advantage of a digital press is that in a single pass through the printer a void pantograph with all the variable data can be printed on plain paper Copy evident paper sometimes marketed as security paper is pre printed void pantograph paper that was usually produced on an offset or flexographic press The quality of the void pantograph is usually quite good because it was produced on a press with a very high resolution and when only a small number of originals are to be printed it can be a cost effective solution however the advent of the digital printer has rapidly eroded this benefit A second technology which complements and enhances the effectiveness of the void pantograph is the Verification Grid This technology is visible on the original usually as fine lines or symbols but when photocopied these lines and images disappear the inverse reaction of the void pantograph The most common examples of this technology are on the fine lines at the edge of a cheque which will disappear when copied or on a coupon when a symbol such as a shopping cart disappears when an unauthorized copy is made Verification Grid is available for either traditional or digital presses Together the void pantograph and the Verification Grid complement each other because the reactions to copying are inverse resulting in a higher degree of assurance that a hard copy document is an original Registration of features on both sides Edit Banknotes are typically printed with fine alignment so called see through registration window between the offset printing on each side of the note This allows the note to be examined for this feature and provides opportunities to unambiguously align other features of the note with the printing Again this is difficult to imitate accurately enough in most print shops See through registration nbsp Registration pattern of 100 euro series ES1 recto nbsp Registration pattern of 100 euro series ES1 verso nbsp Registration pattern of 100 euro series ES1 transmission nbsp Registration pattern of 50 Swiss franc 8th series transmission Thermochromatic ink Edit Main article Thermochromic ink Several types of ink are available which change color with temperature Security ink with a normal trigger temperature of 88 F 31 C which will either disappear or change colors when the ink is rubbed usually by the fingertips This is based on a thermochromatic effect Serial numbers Edit Serial numbers help make legitimate documents easier to track and audit However they are barely useful as a security feature because duplicates of an existing serial number are not easily detectable except for a series of identical counterfeits To support correct identification serial numbers normally have a check digit to verify the correct reading of the serial number In banknote printing the unique serial number provides effective means for the monitoring and verification of the production volume In some cases the recording of serial numbers may help to track and identify banknotes from blackmail or robbery In most currencies the serial number is printed on two edges of the banknotes to aggravate the making of so called composed banknotes by combining parts of different banknotes Even if made from genuine banknotes most central banks consider such items as manipulated banknotes without value if the serial numbers do not match Serial numbers of banknotes nbsp 1 German thaler issued on 6 September 1855 nbsp US dollar series 2003 with green serial number nbsp Russian ruble series 2006 with variable font size right nbsp 200 Guatemalan quetzal with laser engraved serial number in the white area Tactile security features Edit Paper feeling Edit Security paper for banknotes is different from standard paper due to special ingredients like fibers from cotton linen or abaca Together with intaglio printing crisp feeling provides an excellent tactile perception crisp feeling to reject counterfeits which are based on standard paper with cellulose fibers Polymer substrates and limp banknotes on paper substrate do not offer this tactile characteristic Intaglio printing Edit nbsp Tactile intaglio printing on 1000 Hungarian forint series 2018 Intaglio printing is a technique in which the image is incised into a surface Normally copper or zinc plates are used and the incisions are created by etching or engraving the image but one may also use mezzotint In printing the surface is covered in ink and then rubbed vigorously with tarlatan cloth or newspaper to remove the ink from the surface leaving it in the incisions A damp piece of paper is placed on top and the plate and paper are run through a printing press that through pressure transfers the ink to the paper The very sharp printing obtained from the intaglio process is hard to imitate by other means Intaglio also allows for the creation of latent images which are only visible when the document is viewed at a very shallow angle The mobile app ValiCash from Koenig amp Bauer evaluates specific characteristics of the intaglio printing of euro banknotes printed on paper substrate 14 It is available for iOS devices and takes a picture of the banknote Within a few seconds it determines abnormality by a message not successful but cannot finally identify counterfeits Embossing Edit The substrate may be embossed to create raised designs as tactile security feature It may be combined with intaglio printing As an example the euro series ES2 has different pattern of lines at the short edges of the banknote to support blind people in distinguishing the denominations Security features detectable with simple tools EditHalo Edit Carefully created images can be hidden in the background or in a picture on a document These images cannot be seen without the help of an inexpensive lens of a specific line screening When placed over the location of the image and rotated the image becomes visible If the document is photocopied the Halo image is lost A known implementation is Scrambled Indicia 15 Halo can be printed on traditional or digital presses The advantage of traditional presses is that multiple images can be overlaid in the same location and become visible in turn as the lens is rotated Halo is used as a technique to authenticate the originality of the document and may be used to verify critical information within the document For example the value of a coupon might be encoded as a Halo image that could be verified at the time of redemption or similarly the seat number on a sporting event ticket Latent images Edit Pressure sensitive or hot stamped labels characterized with a normal gray or colored appearance When viewed via a special filter such as a polarizer an additional normally latent image appears With intaglio printing a similar effect may be achieved for viewing the banknote from a slanted angle False positive testing Edit False positive testing derives its name because the testing requires both a false and a positive reaction to authenticate a document The most common instance is the widely available counterfeit detector marker seen in many banks and stores Counterfeit detector markers use a chemical interaction with the substrate usually paper of a document turning it a particular color Usually a marker turns newsprint black and leaves currency or specially treated areas on a document clear or gold The reaction and coloring varies depending upon the formulation Banknotes being a specially manufactured substrate usually behave differently than standard newsprint or other paper and this difference is how counterfeits are detected by the markers False positive testing can also be done on documents other than currencies as a means to test their authenticity With the stroke of a marker a symbol word or value can be revealed that will allow the user to quickly verify the document such as a coupon In more advanced applications the marker creates a barcode which can be scanned for verification or reference to other data within the document resulting in a higher degree of assurance of authenticity Photocopied documents will lack the special characteristics of the substrate so are easily detectable False positive testing generally is a one time test because once done the results remain visible so while useful as part of a coupon this technique is not suitable for ID badges for example Fluorescent dyes Edit Fluorescent dyes react with fluorescence under ultraviolet light or other unusual lighting These show up as words patterns or pictures and may be visible or invisible under normal lighting This feature is also incorporated into many banknotes and other documents e g Northern Ireland NHS prescriptions show a picture of local 8th wonder the Giant s Causeway in UV light Some producers include multi frequency fluorescence such that different elements fluoresce under specific frequencies of light Phosphorescence may accompany fluorescence and shows an after glow when the UV light is switched off Fluorescence of 50 euro banknote series ES1 nbsp Recto at 350 nmThe foil of the kinegram bottom right and colored fibres show up nbsp Verso at 350 nmThe colored fibres are clearly visibleInfrared characteristics Edit Inks may have identical color characteristics in the visible spectrum but differ in the infrared spectrum Infrared characteristics of a 50 banknote ES1 nbsp Recto illuminated at 700 nm partially disappearing colors which appear identical in the CMYK color model nbsp Verso illuminated at 700 nm The serial number left bottom nearly disappears nbsp Recto illuminated at 1000 nm Most color absorption has disappeared the Europe flag top left The watermark is easily detectable nbsp Verso illuminated at 1000 nm All color absorptions have disappeared except the 50 bottom right and the serial number top right Machine readable security features EditMachine readable features are used in passports for border control and in banknote processing The commercial market is using Level 2 features L2 which are partly disclosed by the central banks This applies for cash handling machines such as automated teller machines and ticket machines The central banks are additionally using Level 3 features L3 which are kept completely secret They are necessary to maintain the integrity of cash in circulation and isolate professional counterfeiting There are the following machine readable features extract Magnetic ink Edit Because of the speed with which they can be read by computer systems magnetic ink character recognition is used extensively in banking primarily for personal checks The ink used in magnetic ink character recognition MICR technology is also used to greatly reduce errors in automated or computerized reading The pigment is dispersed in a binder system resin solvent or a wax compound and applied either by pressing or by hot melt to a carrier film usually polyethylene 16 Some people believe that the magnetic ink was intended as a fraud prevention concept yet the original intent was to have a non optical technology so that writing on the cheque like signatures would not interfere with reading The main magnetic fonts E13 B and CMC7 are downloadable for a small fee and in addition magnetic toner is available for many printers Some higher resolution toners have sufficient magnetic properties for magnetic reading to be successful without special toner Phosphorescent dyes Edit Phosphorescence may accompany fluorescence and shows an after glow when the UV light is switched off Anti copying marks Edit In the late twentieth century advances in computer and photocopy technology made it possible for people without sophisticated training to easily copy currency In an attempt to prevent this banks have sought to add filtering features to the software and hardware available to the public that senses features of currency and then locks out the reproduction of any material with these marks One known example of such a system is the EURion constellation Banknotes with anti copying marks nbsp Recto cutout of 5 euro series ES2 nbsp Recto cutout of 20 US dollar as part of the value numeral 20 Electronic devices Edit With the advent of Radio Frequency Identification RFID which is based on smart card technology it is possible to insert extremely small RF active devices into the printed product to enhance document security This is most apparent in modern biometric passports where an RFID chip mirrors the printed information Biometric passports additionally include data for the verification of an individual s fingerprint or face recognition at automated border control gates Copy detection pattern and digital watermark Edit A copy detection pattern or a digital watermark can be inserted into a digital image before printing the security document These security features are designed to be copy sensitive 17 and authenticated with an imaging device 18 Level 3 features Edit Most central banks also implement so called Level 3 features L3 which are kept totally secret for their ingredients as well as their sophisticated measurement Such covert features may be embedded within the substrate and or the printing ink and are not commercially available They are the ultimate safeguard in banknote security and restricted to the use of central banks See also EditAuthentication particularly the subject product authentication Tamper evident technology particularly for money and stamps Tamper resistance particularly the subject packaging Brand protection Security label Banknote processing particularly how security features are detectedReferences Edit EUIPO Anti Counterfeiting Technology Guide European Observatory on Infringements of Intellectual Property Rights 2021 02 26 Security features Europa series 100 banknote 2022 01 01 Retrieved 2022 04 25 Swiss National Bank releases banknote app PDF Swiss National Bank 2016 04 12 Retrieved 2022 05 23 Orama Chiphwanya 2019 02 01 Malawi kwacha app to curb counterfeit currency The Nation Retrieved 2019 05 06 SARB Currency Mobile App South African Reserve Bank Retrieved 2019 05 06 Currency App Introducing banknotes in a new and interactive way Giesecke Devirent Retrieved 2022 05 23 Singh Netra 2008 Polymer Banknotes A Viable Alternative to Paper Banknotes Asia Pacific Business Review 4 2 42 50 doi 10 1177 097324700800400206 S2CID 154615011 via Researchgate Security Features PDF Atlanta GA Advantage Laser Products p 1 Retrieved 26 May 2014 Security features Europa series 100 banknote European Central Bank 11 September 2018 Retrieved 2022 05 14 Weather Resistance Series Pearlescent Pigment Pearl EX Pigments Dynasty Chemicals NingBo Co Ltd Retrieved 26 May 2014 Pearlescent Pigments are made from mica and they are widely used in paits coating printing ink plastic cosmetic leather wallpaper etc Security features Europa series 100 banknote European Central Bank 11 September 2018 Retrieved 2022 05 14 Security Engineering A Guide to Building Dependable Distributed Systems PDF p 245 Retrieved 26 May 2014 banknote designers succumb to the Titanic effect Security Features PDF Advantage Laser Products Retrieved 26 May 2014 Prismatic Two Color Pantograph A multi color background in which two colors change density and blend into each other making it very difficult to reproduce Fast and reliable authentication of banknotes Koneig amp Bauer 2022 04 08 Retrieved 2022 05 26 Digital Document Security PDF H W Sands Corp and Graphic Security Systems Corporation pp 7 11 Retrieved 2019 06 15 Magnetic pigments PDF BASF The Chemical Company July 2004 6 Retrieved 26 May 2014 a href Template Cite journal html title Template Cite journal cite journal a Cite journal requires journal help Haas B Dirik A E 2012 11 01 Copy detection pattern based document protection for variable media IET Image Processing 6 8 1102 1113 doi 10 1049 iet ipr 2012 0297 ISSN 1751 9659 Abele Eberhard 2011 Schutz vor Produktpiraterie ein Handbuch fur den Maschinen und Anlagenbau Ksuke Philipp Lang Horst Berlin Springer ISBN 978 3 642 19280 7 OCLC 726826809 External links Edit Banknote security features PDF Billetaria issue 16 Madrid Banco de Espana October 2014 pp 46 47 Retrieved 2019 06 13 It presents a catalogue of the main banknote security features recognisable by the public and currently in use worldwide The council of the EU Glossary of Security Documents Security Features and other related technical terms EUIPO Anti Counterfeiting Technology Guide Retrieved from https en wikipedia org w index php title Security printing amp oldid 1177341879, wikipedia, wiki, book, books, library,

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