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The bank was founded by Emperor Pedro II on 12 January 1861, as Caixa Economica e Monte de Socorro in Rio de Janeiro as a financial institution destined to collect national savings, mostly from the poor. Over the years, several similar institutions were created, until most of them were merged into present-day Caixa Econômica in 1967.
The 1970s were particularly lucrative for the bank, mostly due to its near-monopoly on savings for the poor and lower-middle classes, the management of Brazilian state (federal) lotteries and being the only lawful pawn broker in Brazil.[5] In the 1990s, however, the scenario changed and the bank underwent a serious downsizing, in which thousands of employees lost their jobs. Part of the problem was caused by the modernization of the Brazilian banking system in the 1980s, with many other banks introducing savings accounts to their portfolios, Brazilian states being granted rights to hold their own lotteries in addition to the federal government's, a series of corruption scandals regarding lottery fraud, and the opening of the national market to foreign banks. The control of inflation also hampered Caixa's financial performance by making savings accounts less attractive.[6]
Nowadays, Caixa is the second-biggest Brazilian bank,[7] and with locations in thousands of Brazilian towns, ranked the third-largest financial institution in Brazil by number of branches. Caixa has more than 146 million accounts,[2] with liabilities worth more than R$ 237.00 billion in savings or investment. Together with government pension funds and other governmental resources, Caixa controls more than R$1.80 trillion (roughly about US$630 billion). Caixa is seen as a tool for public investment and expansion of access to financial services to the Brazilian public.[citation needed]
Caixa is still the manager of most Brazilian lotteries, especially the most popular ones, such as Mega-Sena, Quina and Loteca (former Loteria Esportiva). The profits of Brazilian state (federal) lotteries revert to amateur sport promotion and elementary education.
^"Lula atende ao Centrão e demite Rita Serrano da presidência da Caixa; indicado de Lira assumirá o banco". O Globo (in Brazilian Portuguese). 25 October 2023. Retrieved 26 October 2023.
^ abc"Relatório Integrado 2021" (in Brazilian Portuguese). Caixa IR. pp. 30, 64, 65, 95. Retrieved 7 July 2022.
^"Demonstrações Contábeis 2021 (BrGaaP)" (in Brazilian Portuguese). Caixa IR. 21 February 2022. pp. 49, 101. Retrieved 7 July 2022.
^ALEXANDRINO, Marcelo & PAULO, Vincente (2017). Direito Administrativo Descomplicado. Rio de Janeiro: GEN - Método. Pág. 86.{{cite book}}: CS1 maint: multiple names: authors list (link)
^ Horch, Dan (3 December 2014). "Brazil's Middle Class Finds a Lifeline at the Pawnshop". The New York Times. Retrieved 24 July 2017.
^Decreto Imperial nº 2.723, de 12 de Janeiro de 1861. Câmara dos Deputados. Acesso em 27 de julho de 2017.
^ Langlois, Jill (2 June 2016). "Caixa overtakes Itaú as Brazil's 2nd largest lender". BNAmericas. Retrieved 24 July 2017.
April 28, 2024
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This article has multiple issues Please help improve it or discuss these issues on the talk page Learn how and when to remove these template messages You can help expand this article with text translated from the corresponding article in Portuguese March 2018 Click show for important translation instructions View a machine translated version of the Portuguese article Machine translation like DeepL or Google Translate is a useful starting point for translations but translators must revise errors as necessary and confirm that the translation is accurate rather than simply copy pasting machine translated text into the English Wikipedia Consider adding a topic to this template there are already 1 522 articles in the main category and specifying topic will aid in categorization Do not translate text that appears unreliable or low quality If possible verify the text with references provided in the foreign language article You must provide copyright attribution in the edit summary accompanying your translation by providing an interlanguage link to the source of your translation A model attribution edit summary is Content in this edit is translated from the existing Portuguese Wikipedia article at pt Caixa Economica Federal see its history for attribution You may also add the template Translated pt Caixa Economica Federal to the talk page For more guidance see Wikipedia Translation This article needs additional citations for verification Please help improve this article by adding citations to reliable sources Unsourced material may be challenged and removed Find sources Caixa Economica Federal news newspapers books scholar JSTOR May 2014 Learn how and when to remove this template message Learn how and when to remove this template message Caixa Economica Federal Portuguese pronunciation ˈkajʃɐ ekoˈnomikɐ fedeˈɾaw Federal Savings Bank also referred to as Caixa is a state owned Brazilian financial services company headquartered in Brasilia Brazil 4 It is the fourth largest banking institution in Brazil as well as the fourth largest in Latin America and the eighty third largest bank in the world It is also the largest 100 government owned financial institution in Latin America Caixa Economica FederalHeadquarters in BrasiliaCompany typeGovernment owned corporationIndustryFinancial servicesFoundedJanuary 12 1861 163 years ago 1861 01 12 in Rio de Janeiro Neutral Municipality Brazilian EmpireFounderEmperor Pedro IIHeadquartersBrasilia Federal District BrazilKey peopleCarlos Vieira Fernandes Chairperson 1 ProductsBanking and gamblingNet incomeR 17 3 billion 2021 2 Total assetsR 2 422 trillion 2021 3 Number of employees86 000 2021 2 ParentBrazilian GovernmentWebsitewww wbr caixa wbr gov wbr br Contents 1 History 2 See also 3 External links 4 ReferencesHistory editThe bank was founded by Emperor Pedro II on 12 January 1861 as Caixa Economica e Monte de Socorro in Rio de Janeiro as a financial institution destined to collect national savings mostly from the poor Over the years several similar institutions were created until most of them were merged into present day Caixa Economica in 1967 The 1970s were particularly lucrative for the bank mostly due to its near monopoly on savings for the poor and lower middle classes the management of Brazilian state federal lotteries and being the only lawful pawn broker in Brazil 5 In the 1990s however the scenario changed and the bank underwent a serious downsizing in which thousands of employees lost their jobs Part of the problem was caused by the modernization of the Brazilian banking system in the 1980s with many other banks introducing savings accounts to their portfolios Brazilian states being granted rights to hold their own lotteries in addition to the federal government s a series of corruption scandals regarding lottery fraud and the opening of the national market to foreign banks The control of inflation also hampered Caixa s financial performance by making savings accounts less attractive 6 Nowadays Caixa is the second biggest Brazilian bank 7 and with locations in thousands of Brazilian towns ranked the third largest financial institution in Brazil by number of branches Caixa has more than 146 million accounts 2 with liabilities worth more than R 237 00 billion in savings or investment Together with government pension funds and other governmental resources Caixa controls more than R 1 80 trillion roughly about US 630 billion Caixa is seen as a tool for public investment and expansion of access to financial services to the Brazilian public citation needed Caixa is still the manager of most Brazilian lotteries especially the most popular ones such as Mega Sena Quina and Loteca former Loteria Esportiva The profits of Brazilian state federal lotteries revert to amateur sport promotion and elementary education See also edit nbsp Companies portal nbsp Brazil portal nbsp Banks portal Fundo de Garantia do Tempo de Servico FGTS LotofacilExternal links editOfficial websiteReferences edit Lula atende ao Centrao e demite Rita Serrano da presidencia da Caixa indicado de Lira assumira o banco O Globo in Brazilian Portuguese 25 October 2023 Retrieved 26 October 2023 a b c Relatorio Integrado 2021 in Brazilian Portuguese Caixa IR pp 30 64 65 95 Retrieved 7 July 2022 Demonstracoes Contabeis 2021 BrGaaP in Brazilian Portuguese Caixa IR 21 February 2022 pp 49 101 Retrieved 7 July 2022 ALEXANDRINO Marcelo amp PAULO Vincente 2017 Direito Administrativo Descomplicado Rio de Janeiro GEN Metodo Pag 86 a href Template Cite book html title Template Cite book cite book a CS1 maint multiple names authors list link Horch Dan 3 December 2014 Brazil s Middle Class Finds a Lifeline at the Pawnshop The New York Times Retrieved 24 July 2017 Decreto Imperial nº 2 723 de 12 de Janeiro de 1861 Camara dos Deputados Acesso em 27 de julho de 2017 Langlois Jill 2 June 2016 Caixa overtakes Itau as Brazil s 2nd largest lender BNAmericas Retrieved 24 July 2017 Retrieved from https en wikipedia org w index php title Caixa Economica Federal amp oldid 1214347376, wikipedia, wiki, book, books, library,
